Greenfield Savings Bank mortgage approval rate & lending review
Greenfield Savings Bank decided 545 mortgage applications and funded 498 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Greenfield Savings Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Greenfield Savings Bank at a glance
Approval is 11.8 points above the 82.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 330 / 342 | 98% | $355K | 323 |
| Home improvement loans | 87% | 47 / 54 | 94% | $55K | 44 |
| Cash-out refinance | 75% | 21 / 28 | 100% | $125K | 21 |
| Investment property purchase | 99% | 81 / 82 | 95% | $395K | 77 |
Greenfield Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 94% | $355K | 542 | 497 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Greenfield Savings Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Hampshire County, MA | Mortgage lenders | 97% | 272 | 258 |
| Hampden County, MA | Mortgage lenders | 97% | 59 | 56 |
| Hampshire County, MA | Investment property purchase | 98% | 59 | 56 |
| Hampshire County, MA | Home improvement loans | 87% | 38 | 30 |
| Hampshire County, MA | Cash-out refinance | 73% | 26 | 19 |
The county markets where Greenfield Savings Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Greenfield Savings Bank
What is Greenfield Savings Bank's mortgage approval rate?
Greenfield Savings Bank approved 94.5% of the 545 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.8 points above the 82.7% national rate for the same mix of loan types.
How often do borrowers take the loan Greenfield Savings Bank offers?
Borrowers accepted 97% of the loans Greenfield Savings Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Greenfield Savings Bank make?
The typical home purchase mortgage loan Greenfield Savings Bank made was $355K; across all loan types its typical loan ran from $55K to $395K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Greenfield Savings Bank lend?
Greenfield Savings Bank decided applications in 3 of the states Fat Boy Data covers, most of them in Massachusetts, Connecticut and South Carolina.
Can I apply to Greenfield Savings Bank directly?
Yes. Greenfield Savings Bank is a bank or credit union with 9 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Greenfield Savings Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Greenfield Savings Bank treats applications, then get a rate quote from the lender.