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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Hampshire County, Massachusetts

Fat Boy Data analyzed cash-out refinance activity in Hampshire County, Massachusetts, home to Amherst Town, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 820 applications were decided by 101 lenders between 2023 and 2025.

Hampshire County at a glance

101Active lenders10 with 20+ decisions
73.7%Market approval rate604 of 820 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up575 loans funded

How Hampshire County compares

Approval rate compared
Hampshire County73.7%Massachusetts71.0%All 616 counties68.2%
Typical loan compared
Hampshire County$165KMassachusetts$175KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Hampshire County, MA, 148 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Country Bank for Savings approved the highest share of applications among lenders with at least 20 decisions here, 95% of 20.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 26% approved of 58Newrez LLC: 52% approved of 29One lender: 54% approved of 26One lender: 69% approved of 26One lender: 73% approved of 26One lender: 73% approved of 26Freedom Credit Union: 80% approved of 41Rocket Mortgage, LLC: 81% approved of 193Polish N.A.tional Credit Union: 90% approved of 31One lender: 95% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Hampshire County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%156 / 19395%$135K148
2Amerisave Mortgage Corporation26%15 / 5887%$95K13
3Freedom Credit Union80%33 / 41100%$95K33
4Polish N.A.tional Credit Union90%28 / 3196%$265K27
5Newrez LLC52%15 / 29100%$95K15

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 96 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Hampshire County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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