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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Kent County, Rhode Island

Fat Boy Data analyzed cash-out refinance activity in Kent County, Rhode Island, home to Warwick, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,673 applications were decided by 147 lenders between 2023 and 2025.

Kent County at a glance

147Active lenders29 with 20+ decisions
71.3%Market approval rate1,907 of 2,673 decided
$195KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,826 loans funded

How Kent County compares

Approval rate compared
Kent County71.3%Rhode Island67.0%All 616 counties68.2%
Typical loan compared
Kent County$195KRhode Island$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Kent County, RI, 378 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 39.

Approval rate of all 29 lenders with 20+ decisions here
0%25%50%75%100%One lender: 15% approved of 33Amerisave Mortgage Corporation: 29% approved of 167One lender: 30% approved of 66One lender: 47% approved of 36Newrez LLC: 57% approved of 107One lender: 58% approved of 26One lender: 59% approved of 83One lender: 67% approved of 27Greenwood Credit Union: 68% approved of 251Rhode Island Credit Union: 69% approved of 108One lender: 70% approved of 67One lender: 72% approved of 54One lender: 73% approved of 45One lender: 74% approved of 23One lender: 76% approved of 21One lender: 76% approved of 55One lender: 77% approved of 43One lender: 79% approved of 56One lender: 83% approved of 23One lender: 83% approved of 41One lender: 83% approved of 90Rocket Mortgage, LLC: 83% approved of 465One lender: 84% approved of 61One lender: 85% approved of 53One lender: 90% approved of 20One lender: 90% approved of 62One lender: 91% approved of 33One lender: 95% approved of 20One lender: 100% approved of 39

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Kent County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%388 / 46597%$195K378
2Greenwood Credit Union68%171 / 25189%$75K153
3Amerisave Mortgage Corporation29%49 / 167100%$105K49
4Rhode Island Credit Union69%74 / 10899%$65K73
5Newrez LLC57%61 / 107100%$135K61

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 142 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Kent County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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