Gsb Mortgage, Inc. mortgage approval rate & lending review
Gsb Mortgage, Inc. decided 257 mortgage applications and funded 250 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Gsb Mortgage, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Gsb Mortgage, Inc. at a glance
Approval is 13.1 points above the 84.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 185 / 190 | 100% | $305K | 185 |
| Cash-out refinance | 100% | 34 / 34 | 100% | $335K | 34 |
Gsb Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 97% | $305K | 246 | 239 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Gsb Mortgage, Inc.
What is Gsb Mortgage, Inc.'s mortgage approval rate?
Gsb Mortgage, Inc. approved 97.3% of the 257 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.1 points above the 84.2% national rate for the same mix of loan types.
How often do borrowers take the loan Gsb Mortgage, Inc. offers?
Borrowers accepted 100% of the loans Gsb Mortgage, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Gsb Mortgage, Inc. make?
The typical home purchase mortgage loan Gsb Mortgage, Inc. made was $305K; across all loan types its typical loan ran from $305K to $335K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Gsb Mortgage, Inc. lend?
Gsb Mortgage, Inc. decided applications in 10 of the states Fat Boy Data covers, most of them in Texas, Mississippi and North Carolina.
Can I apply to Gsb Mortgage, Inc. directly?
Yes. Gsb Mortgage, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Gsb Mortgage, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Gsb Mortgage, Inc. treats applications, then get a rate quote from the lender.