Hamilton Mortgage Corporation mortgage approval rate & lending review
Hamilton Mortgage Corporation decided 500 mortgage applications and funded 490 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Hamilton Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Hamilton Mortgage Corporation at a glance
Approval is 11.4 points above the 86.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 447 / 455 | 100% | $205K | 447 |
| Refinance | 97% | 33 / 34 | 100% | $265K | 33 |
Hamilton Mortgage Corporation lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Hamilton Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Madison County, AL | Mortgage lenders | 100% | 93 | 93 |
| Jefferson County, AL | Mortgage lenders | 99% | 90 | 89 |
| Shelby County, AL | Mortgage lenders | 98% | 62 | 61 |
| Limestone County, AL | Mortgage lenders | 100% | 43 | 43 |
| Morgan County, AL | Mortgage lenders | 100% | 27 | 27 |
The county markets where Hamilton Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Hamilton Mortgage Corporation
What is Hamilton Mortgage Corporation's mortgage approval rate?
Hamilton Mortgage Corporation approved 98.2% of the 500 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.4 points above the 86.8% national rate for the same mix of loan types.
How often do borrowers take the loan Hamilton Mortgage Corporation offers?
Borrowers accepted 100% of the loans Hamilton Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Hamilton Mortgage Corporation make?
The typical home purchase mortgage loan Hamilton Mortgage Corporation made was $205K; across all loan types its typical loan ran from $205K to $265K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Hamilton Mortgage Corporation lend?
Hamilton Mortgage Corporation decided applications in 7 of the states Fat Boy Data covers, most of them in Alabama, Texas and Mississippi.
Can I apply to Hamilton Mortgage Corporation directly?
Yes. Hamilton Mortgage Corporation reports as a direct lender that takes applications from borrowers.
Does this page show Hamilton Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Hamilton Mortgage Corporation treats applications, then get a rate quote from the lender.