Harborone Mortgage, LLC mortgage approval rate & lending review
Harborone Mortgage, LLC decided 4,299 mortgage applications and funded 3,778 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Harborone Mortgage, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to easternbank.com.
Harborone Mortgage, LLC at a glance
Approval is 3.4 points above the 85.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 3,064 / 3,351 | 99% | $405K | 3,048 |
| Cash-out refinance | 73% | 233 / 320 | 98% | $295K | 228 |
| Refinance | 78% | 219 / 280 | 100% | $455K | 218 |
| Investment property purchase | 89% | 234 / 263 | 99% | $345K | 232 |
| Investment cash-out refinance | 54% | 20 / 37 | 100% | $215K | 20 |
| Investment refinance | 62% | 16 / 26 | 94% | $305K | 15 |
Harborone Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 86% | $445K | 2,260 | 1,940 |
| New Hampshire | 90% | $385K | 881 | 785 |
| Rhode Island | 91% | $355K | 418 | 376 |
| Maine | 95% | $385K | 346 | 327 |
| New Jersey | 96% | $505K | 202 | 191 |
| Florida | 81% | $255K | 127 | 102 |
| Connecticut | 83% | $345K | 29 | 24 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Harborone Mortgage, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Hillsborough County, NH | Mortgage lenders | 92% | 354 | 325 |
| Middlesex County, MA | Mortgage lenders | 93% | 334 | 310 |
| Plymouth County, MA | Mortgage lenders | 88% | 297 | 260 |
| Hampshire County, MA | Mortgage lenders | 97% | 215 | 208 |
| Worcester County, MA | Mortgage lenders | 89% | 206 | 183 |
| Rockingham County, NH | Mortgage lenders | 90% | 196 | 176 |
| Norfolk County, MA | Mortgage lenders | 91% | 173 | 156 |
| Bristol County, MA | Mortgage lenders | 82% | 165 | 135 |
| Providence County, RI | Mortgage lenders | 90% | 132 | 119 |
| Hampden County, MA | Mortgage lenders | 91% | 127 | 115 |
| Kent County, RI | Mortgage lenders | 94% | 123 | 114 |
| Merrimack County, NH | Mortgage lenders | 94% | 107 | 101 |
The county markets where Harborone Mortgage, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Harborone Mortgage, LLC
What is Harborone Mortgage, LLC's mortgage approval rate?
Harborone Mortgage, LLC approved 88.5% of the 4,299 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.4 points above the 85.1% national rate for the same mix of loan types.
How often do borrowers take the loan Harborone Mortgage, LLC offers?
Borrowers accepted 99% of the loans Harborone Mortgage, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Harborone Mortgage, LLC make?
The typical home purchase mortgage loan Harborone Mortgage, LLC made was $405K; across all loan types its typical loan ran from $215K to $455K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Harborone Mortgage, LLC lend?
Harborone Mortgage, LLC decided applications in 11 of the states Fat Boy Data covers, most of them in Massachusetts, New Hampshire and Rhode Island.
Can I apply to Harborone Mortgage, LLC directly?
Yes. Harborone Mortgage, LLC reports as a direct lender that takes applications from borrowers. Its website is easternbank.com.
Does this page show Harborone Mortgage, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Harborone Mortgage, LLC treats applications, then get a rate quote from the lender.