Lender profile · HMDA 2023–2025
Harborone Mortgage, LLC mortgage approval rates & lending data
Harborone Mortgage, LLC decided 4,299 mortgage applications and funded 3,778 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 3,064 / 3,351 | 99% | $405K | 3,048 |
| Cash-out refinance | 73% | 233 / 320 | 98% | $295K | 228 |
| Refinance | 78% | 219 / 280 | 100% | $455K | 218 |
| Investment property purchase | 89% | 234 / 263 | 99% | $345K | 232 |
| Investment cash-out refinance | 54% | 20 / 37 | 100% | $215K | 20 |
| Investment refinance | 62% | 16 / 26 | 94% | $305K | 15 |
Harborone Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 86% | $445K | 2,260 | 1,940 |
| New Hampshire | 90% | $385K | 881 | 785 |
| Rhode Island | 91% | $355K | 418 | 376 |
| Maine | 95% | $385K | 346 | 327 |
| New Jersey | 96% | $505K | 202 | 191 |
| Florida | 81% | $255K | 127 | 102 |
| Connecticut | 83% | $345K | 29 | 24 |
| North Carolina | 89% | $305K | 19 | 17 |
| Pennsylvania | 100% | $425K | 8 | 8 |
| South Carolina | 88% | $305K | 8 | 7 |
| Vermont | 100% | $525K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.