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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Middlesex County, Massachusetts

Fat Boy Data analyzed home purchase mortgage activity in Middlesex County, Massachusetts, home to Cambridge, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 38,737 applications were decided by 484 lenders between 2023 and 2025.

Middlesex County at a glance

484Active lenders192 with 20+ decisions
92.4%Market approval rate35,798 of 38,737 decided
$565KTypical loanmedian lender, $10K brackets
98%Borrower take-up35,051 loans funded

How Middlesex County compares

Approval rate compared
Middlesex County92.4%Massachusetts91.1%All 616 counties87.6%
Typical loan compared
Middlesex County$565KMassachusetts$485KAll 616 counties$335K

What the data shows

Guaranteed Rate, Inc. made the most home purchase mortgages in Middlesex County, MA, 3,089 of them.

General Mortgage Capital Corporation approved the highest share of applications among lenders with at least 20 decisions here, 99% of 135.

The typical home purchase mortgage here is $565K, 16% larger than the Massachusetts typical of $485K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 73% approved of 418One lender: 76% approved of 948One lender: 78% approved of 1,025One lender: 80% approved of 496One lender: 84% approved of 185One lender: 86% approved of 602One lender: 87% approved of 152One lender: 88% approved of 355One lender: 89% approved of 228Rocket Mortgage, LLC: 89% approved of 1,086One lender: 89% approved of 138United Wholesale Mortgage, LLC: 90% approved of 1,277One lender: 90% approved of 155One lender: 90% approved of 167One lender: 90% approved of 202One lender: 91% approved of 488One lender: 91% approved of 637One lender: 91% approved of 828One lender: 91% approved of 220One lender: 91% approved of 151One lender: 92% approved of 120One lender: 92% approved of 159One lender: 92% approved of 213One lender: 92% approved of 151One lender: 92% approved of 126One lender: 92% approved of 183One lender: 93% approved of 174One lender: 93% approved of 594One lender: 93% approved of 304One lender: 93% approved of 334One lender: 93% approved of 135One lender: 94% approved of 293One lender: 95% approved of 595One lender: 95% approved of 119One lender: 95% approved of 188One lender: 95% approved of 510One lender: 95% approved of 470One lender: 96% approved of 424One lender: 96% approved of 800Guaranteed Rate, Inc.: 96% approved of 3,246One lender: 96% approved of 213One lender: 96% approved of 595One lender: 96% approved of 246One lender: 96% approved of 330One lender: 97% approved of 534One lender: 97% approved of 187One lender: 97% approved of 1,034One lender: 97% approved of 650One lender: 97% approved of 166One lender: 97% approved of 858One lender: 98% approved of 165Crosscountry Mortgage, LLC: 98% approved of 2,116One lender: 98% approved of 170One lender: 98% approved of 171One lender: 98% approved of 257One lender: 98% approved of 168Leader Bank, National Association: 98% approved of 3,097One lender: 99% approved of 158One lender: 99% approved of 157One lender: 99% approved of 135

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Middlesex County

LenderApprovalApprovedTaken upTypical loanLoans made
1Guaranteed Rate, Inc.96%3,121 / 3,24699%$595K3,089
2Leader Bank, National Association98%3,050 / 3,09799%$605K3,005
3Crosscountry Mortgage, LLC98%2,065 / 2,11699%$555K2,054
4United Wholesale Mortgage, LLCBroker only90%1,145 / 1,27799%$535K1,135
5Rocket Mortgage, LLC89%965 / 1,08699%$535K954

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 479 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Middlesex County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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