Lender profile · HMDA 2023–2025
Harborstone Credit Union mortgage approval rates & lending data
Harborstone Credit Union decided 1,181 mortgage applications and funded 673 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 72% | 59 / 82 | 88% | $285K | 52 |
| Home improvement loans | 63% | 648 / 1,025 | 88% | $75K | 573 |
| Cash-out refinance | 74% | 28 / 38 | 93% | $245K | 26 |
Harborstone Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 65% | $75K | 1,169 | 670 |
| Florida | 0% | — | 2 | 0 |
| Texas | 100% | $85K | 2 | 2 |
| Arizona | 100% | $425K | 1 | 1 |
| Arkansas | 0% | — | 1 | 0 |
| California | 0% | — | 1 | 0 |
| Georgia | 0% | — | 1 | 0 |
| Hawaii | 0% | — | 1 | 0 |
| Missouri | 0% | — | 1 | 0 |
| Ohio | 0% | — | 1 | 0 |
| Oregon | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.