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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Snohomish County, Washington

Fat Boy Data analyzed home improvement loan activity in Snohomish County, Washington, home to Everett, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,952 applications were decided by 144 lenders between 2023 and 2025.

Snohomish County at a glance

144Active lenders37 with 20+ decisions
69.0%Market approval rate6,862 of 9,952 decided
$105KTypical loanmedian lender, $10K brackets
95%Borrower take-up6,504 loans funded

How Snohomish County compares

Approval rate compared
Snohomish County69.0%Washington68.5%All 616 counties62.7%
Typical loan compared
Snohomish County$105KWashington$105KAll 616 counties$75K

What the data shows

Boeing Employees Credit Union made the most home improvement loans in Snohomish County, WA, 3,514 of them.

That is 54% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

First Technology Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 92% of 85.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%One lender: 37% approved of 155One lender: 43% approved of 231One lender: 47% approved of 36One lender: 47% approved of 57U.S. Bank National Association: 49% approved of 413Bank of America, National Association: 50% approved of 957One lender: 52% approved of 111One lender: 54% approved of 35One lender: 55% approved of 31One lender: 55% approved of 31One lender: 56% approved of 228One lender: 58% approved of 33One lender: 59% approved of 39One lender: 59% approved of 86Banner Bank: 60% approved of 264One lender: 62% approved of 21One lender: 63% approved of 41One lender: 64% approved of 64One lender: 65% approved of 43One lender: 67% approved of 193One lender: 67% approved of 85One lender: 69% approved of 248One lender: 70% approved of 33One lender: 70% approved of 203One lender: 74% approved of 23Navy Federal Credit Union: 75% approved of 304One lender: 76% approved of 74Boeing Employees Credit Union: 77% approved of 4,795One lender: 77% approved of 101One lender: 78% approved of 85One lender: 78% approved of 37One lender: 80% approved of 59One lender: 80% approved of 109One lender: 82% approved of 28One lender: 85% approved of 107One lender: 87% approved of 30One lender: 92% approved of 85

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Snohomish County

LenderApprovalApprovedTaken upTypical loanLoans made
1Boeing Employees Credit Union77%3,689 / 4,79595%$105K3,514
2Bank of America, National Association50%479 / 95798%$105K470
3U.S. Bank National Association49%202 / 41398%$105K198
4Navy Federal Credit Union75%228 / 30497%$85K222
5Banner Bank60%158 / 26486%$105K136

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 139 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Snohomish County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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