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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Snohomish County, Washington

Fat Boy Data analyzed home improvement loan activity in Snohomish County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,952 applications were decided by 144 lenders between 2023 and 2025.

Snohomish County at a glance

144Active lenders37 with 20+ decisions
69.0%Market approval rate6,862 of 9,952 decided
$105KTypical loanmedian lender, $10K brackets
95%Borrower take-up6,504 loans funded

How Snohomish County compares

Approval rate compared
Snohomish County69.0%Washington68.5%All 616 counties62.7%
Typical loan compared
Snohomish County$105KWashington$105KAll 616 counties$75K

What the data shows

Boeing Employees Credit Union made the most home improvement loans in Snohomish County, WA, 3,514 of them.

That is 54% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

First Technology Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 92% of 85.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 37% approved of 155Spring Eq, LLC: 43% approved of 231Alliant Credit Union: 47% approved of 36Global Federal Credit Union: 47% approved of 57U.S. Bank National Association: 49% approved of 413Bank of America, National Association: 50% approved of 957KeyBank National Association: 52% approved of 111Pentagon Federal Credit Union: 54% approved of 35Peoples Bank: 55% approved of 31Harborstone Credit Union: 55% approved of 31Washington State Employees Credit Union: 56% approved of 228Loandepot.Com, LLC: 58% approved of 33Fourleaf: 59% approved of 39Third Federal Savings And Loan Association Of Cleveland: 59% approved of 86Banner Bank: 60% approved of 264SALAL Credit Union: 62% approved of 21Whatcom Educational Credit Union: 63% approved of 41Wafd Bank: 64% approved of 64PNC Bank, National Association: 65% approved of 43Sound Credit Union: 67% approved of 193HomeStreet Bank: 67% approved of 85Columbia Bank: 69% approved of 248Cmg Mortgage, Inc.: 70% approved of 33Figure Lending LLC: 70% approved of 203New American Funding, LLC: 74% approved of 23Navy Federal Credit Union: 75% approved of 304Heritage Bank: 76% approved of 74Boeing Employees Credit Union: 77% approved of 4,795Coastal Community Bank: 77% approved of 101Verity: 78% approved of 851st Security Bank of Washington: 78% approved of 37Homebridge Financial Services, Inc.: 80% approved of 59Gesa Credit Union: 80% approved of 109Nationstar Mortgage LLC: 82% approved of 28Qualstar Credit Union: 85% approved of 107JPMorgan Chase Bank, National Association: 87% approved of 30First Technology Federal Credit Union: 92% approved of 85

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Snohomish County

LenderApprovalApprovedTaken upTypical loanLoans made
1Boeing Employees Credit Union77%3,689 / 4,79595%$105K3,514
2Bank of America, National Association50%479 / 95798%$105K470
3U.S. Bank National Association49%202 / 41398%$105K198
4Navy Federal Credit Union75%228 / 30497%$85K222
5Banner Bank60%158 / 26486%$105K136

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 139 more lenders.

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