Hartford Funding, Ltd. mortgage approval rate & lending review
Hartford Funding, Ltd. decided 1,783 mortgage applications and funded 1,279 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Hartford Funding, Ltd. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to hartfordfunding.com.
Hartford Funding, Ltd. at a glance
Approval is 6.8 points above the 81.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 755 / 841 | 88% | $505K | 665 |
| Cash-out refinance | 84% | 285 / 340 | 77% | $415K | 219 |
| Refinance | 84% | 68 / 81 | 93% | $495K | 63 |
| Investment property purchase | 91% | 212 / 234 | 78% | $465K | 166 |
| Investment cash-out refinance | 87% | 193 / 223 | 69% | $505K | 134 |
| Investment refinance | 86% | 49 / 57 | 61% | $315K | 30 |
Hartford Funding, Ltd. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 89% | $505K | 1,160 | 850 |
| Florida | 87% | $305K | 220 | 154 |
| New Jersey | 89% | $355K | 104 | 63 |
| Maryland | 86% | $345K | 56 | 46 |
| Pennsylvania | 82% | $175K | 50 | 34 |
| Connecticut | 81% | $405K | 27 | 20 |
| North Carolina | 85% | $285K | 26 | 18 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Hartford Funding, Ltd. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Suffolk County, NY | Mortgage lenders | 91% | 276 | 233 |
| Nassau County, NY | Mortgage lenders | 94% | 181 | 147 |
| Suffolk County, NY | Cash-out refinance | 83% | 95 | 61 |
| Suffolk County, NY | Investment property purchase | 91% | 56 | 41 |
| Suffolk County, NY | Investment cash-out refinance | 91% | 55 | 36 |
| Nassau County, NY | Cash-out refinance | 87% | 52 | 35 |
| Nassau County, NY | Investment property purchase | 93% | 28 | 20 |
| Queens County, NY | Cash-out refinance | 86% | 28 | 16 |
The county markets where Hartford Funding, Ltd. made the most loans. Each link opens that market with every lender ranked.
Questions about Hartford Funding, Ltd.
What is Hartford Funding, Ltd.'s mortgage approval rate?
Hartford Funding, Ltd. approved 87.9% of the 1,783 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.8 points above the 81.2% national rate for the same mix of loan types.
How often do borrowers take the loan Hartford Funding, Ltd. offers?
Borrowers accepted 82% of the loans Hartford Funding, Ltd. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Hartford Funding, Ltd. make?
The typical home purchase mortgage loan Hartford Funding, Ltd. made was $505K; across all loan types its typical loan ran from $315K to $505K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Hartford Funding, Ltd. lend?
Hartford Funding, Ltd. decided applications in 26 of the states Fat Boy Data covers, most of them in New York, Florida and New Jersey.
Can I apply to Hartford Funding, Ltd. directly?
Yes. Hartford Funding, Ltd. reports as a direct lender that takes applications from borrowers. Its website is hartfordfunding.com.
Does this page show Hartford Funding, Ltd.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Hartford Funding, Ltd. treats applications, then get a rate quote from the lender.