Hawaiian Financial Federal Credit Union mortgage approval rate & lending review
Hawaiian Financial Federal Credit Union decided 425 mortgage applications and funded 413 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Hawaiian Financial Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Hawaiian Financial Federal Credit Union at a glance
Approval is 14.8 points above the 82.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 126 / 130 | 100% | $635K | 126 |
| Cash-out refinance | 100% | 53 / 53 | 100% | $355K | 53 |
| Investment property purchase | 98% | 159 / 162 | 100% | $345K | 159 |
| Investment cash-out refinance | 93% | 56 / 60 | 98% | $385K | 55 |
Hawaiian Financial Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Hawaii | 97% | $355K | 425 | 413 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Hawaiian Financial Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Honolulu County, HI | Mortgage lenders | 97% | 122 | 118 |
| Honolulu County, HI | Cash-out refinance | 100% | 49 | 49 |
| Honolulu County, HI | Investment cash-out refinance | 92% | 52 | 47 |
| Maui County, HI | Investment property purchase | 100% | 21 | 21 |
The county markets where Hawaiian Financial Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Hawaiian Financial Federal Credit Union
What is Hawaiian Financial Federal Credit Union's mortgage approval rate?
Hawaiian Financial Federal Credit Union approved 97.4% of the 425 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.8 points above the 82.6% national rate for the same mix of loan types.
How often do borrowers take the loan Hawaiian Financial Federal Credit Union offers?
Borrowers accepted 100% of the loans Hawaiian Financial Federal Credit Union approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Hawaiian Financial Federal Credit Union make?
The typical investment property mortgage loan Hawaiian Financial Federal Credit Union made was $345K; across all loan types its typical loan ran from $345K to $635K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Hawaiian Financial Federal Credit Union lend?
Hawaiian Financial Federal Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in Hawaii.
Can I apply to Hawaiian Financial Federal Credit Union directly?
Yes. Hawaiian Financial Federal Credit Union is a bank or credit union with 10 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Hawaiian Financial Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Hawaiian Financial Federal Credit Union treats applications, then get a rate quote from the lender.