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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Honolulu County, Hawaii

Fat Boy Data analyzed cash-out refinance activity in Honolulu County, Hawaii to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,036 applications were decided by 143 lenders between 2023 and 2025.

Honolulu County at a glance

143Active lenders37 with 20+ decisions
59.7%Market approval rate2,408 of 4,036 decided
$405KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,246 loans funded

How Honolulu County compares

Approval rate compared
Honolulu County59.7%Hawaii59.8%All 616 counties68.2%
Typical loan compared
Honolulu County$405KHawaii$395KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Honolulu County, HI, 480 of them.

Hawaiian Financial Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 49.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 17% approved of 367One lender: 18% approved of 89One lender: 19% approved of 77One lender: 20% approved of 20One lender: 23% approved of 53One lender: 38% approved of 117Newrez LLC: 40% approved of 179One lender: 48% approved of 31One lender: 50% approved of 22One lender: 55% approved of 101One lender: 57% approved of 37One lender: 58% approved of 24Loandepot.Com, LLC: 58% approved of 166One lender: 59% approved of 27One lender: 60% approved of 53One lender: 62% approved of 144One lender: 64% approved of 129One lender: 64% approved of 66One lender: 68% approved of 37One lender: 68% approved of 25One lender: 68% approved of 138One lender: 69% approved of 29One lender: 70% approved of 20Rocket Mortgage, LLC: 70% approved of 709One lender: 72% approved of 72United Wholesale Mortgage, LLC: 72% approved of 199One lender: 73% approved of 22One lender: 76% approved of 136One lender: 78% approved of 54One lender: 80% approved of 25One lender: 84% approved of 37One lender: 88% approved of 25One lender: 88% approved of 60One lender: 91% approved of 55One lender: 95% approved of 20One lender: 97% approved of 32One lender: 100% approved of 49

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Honolulu County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC70%497 / 70997%$235K480
2Amerisave Mortgage Corporation17%62 / 367100%$125K62
3United Wholesale Mortgage, LLCBroker only72%144 / 19996%$545K138
4Newrez LLC40%71 / 17997%$355K69
5Loandepot.Com, LLC58%97 / 16698%$495K95

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 138 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Honolulu County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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