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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Honolulu County, Hawaii

Fat Boy Data analyzed cash-out refinance activity in Honolulu County, Hawaii to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,036 applications were decided by 143 lenders between 2023 and 2025.

Honolulu County at a glance

143Active lenders37 with 20+ decisions
59.7%Market approval rate2,408 of 4,036 decided
$405KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,246 loans funded

How Honolulu County compares

Approval rate compared
Honolulu County59.7%Hawaii59.8%All 616 counties68.2%
Typical loan compared
Honolulu County$405KHawaii$395KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Honolulu County, HI, 480 of them.

Hawaiian Financial Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 49.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 17% approved of 367Mortgage Research Center, LLC: 18% approved of 89New Day Financial, LLC: 19% approved of 77Pentagon Federal Credit Union: 20% approved of 20American Financing Corporation: 23% approved of 53Carrington Mortgage Services, LLC: 38% approved of 117Newrez LLC: 40% approved of 179Mutual of Omaha Mortgage, Inc.: 48% approved of 31HomeStreet Bank: 50% approved of 22Pennymac Loan Services, LLC: 55% approved of 101Kind Lending, LLC: 57% approved of 37Flagstar Bank, National Association: 58% approved of 24Loandepot.Com, LLC: 58% approved of 166Quorum Federal Credit Union: 59% approved of 27Nationstar Mortgage LLC: 60% approved of 53Navy Federal Credit Union: 62% approved of 144American Savings Bank, N.A.tional Association: 64% approved of 129The Federal Savings Bank: 64% approved of 66Hawaiiusa: 68% approved of 37Change Lending, LLC: 68% approved of 25Freedom Mortgage Corporation: 68% approved of 138Guaranteed Rate, Inc.: 69% approved of 29Plaza Home Mortgage, Inc.: 70% approved of 20Rocket Mortgage, LLC: 70% approved of 709Lokahi: 72% approved of 72United Wholesale Mortgage, LLC: 72% approved of 199Territorial Savings Bank: 73% approved of 22Bank of Hawaii: 76% approved of 136First Hawaiian Bank: 78% approved of 54Home Mortgage Alliance Corporation (Hmac): 80% approved of 25Hawaii State Federal Credit Union: 84% approved of 37University of Hawaii Federal Credit Union: 88% approved of 25Cmg Mortgage, Inc.: 88% approved of 60Guild Mortgage Company LLC: 91% approved of 55Paramount Residential Mortgage Group, Inc.: 95% approved of 20Citadel Servicing Corporation: 97% approved of 32Hawaiian Financial Federal Credit Union: 100% approved of 49

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Honolulu County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC70%497 / 70997%$235K480
2Amerisave Mortgage Corporation17%62 / 367100%$125K62
3United Wholesale Mortgage, LLCBroker only72%144 / 19996%$545K138
4Newrez LLC40%71 / 17997%$355K69
5Loandepot.Com, LLC58%97 / 16698%$495K95

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 138 more lenders.

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Other lending data for Honolulu County

Mortgage lenders in Honolulu CountyHome improvement loans in Honolulu CountyRefinance in Honolulu CountyInvestment property purchase in Honolulu CountyInvestment cash-out refinance in Honolulu CountyInvestment refinance in Honolulu CountyInvestment home improvement in Honolulu County

Nearby markets

All lending in Honolulu CountyCounty overviewCash-out refinance across HawaiiStatewide