American Savings Bank, N.A.tional Association mortgage approval rate & lending review
American Savings Bank, N.A.tional Association decided 4,102 mortgage applications and funded 2,841 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions American Savings Bank, N.A.tional Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
American Savings Bank, N.A.tional Association at a glance
Approval is 3.9 points below the 74.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 1,390 / 1,510 | 99% | $505K | 1,374 |
| Home improvement loans | 55% | 735 / 1,343 | 95% | $155K | 701 |
| Cash-out refinance | 60% | 112 / 187 | 97% | $405K | 109 |
| Refinance | 69% | 229 / 332 | 97% | $305K | 222 |
| Investment property purchase | 84% | 247 / 295 | 99% | $485K | 244 |
| Investment cash-out refinance | 45% | 29 / 64 | 100% | $355K | 29 |
| Investment refinance | 55% | 59 / 108 | 93% | $275K | 55 |
| Investment home improvement | 42% | 110 / 263 | 97% | $175K | 107 |
American Savings Bank, N.A.tional Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Hawaii | 71% | $485K | 4,097 | 2,841 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where American Savings Bank, N.A.tional Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Honolulu County, HI | Mortgage lenders | 93% | 1,229 | 1,133 |
| Honolulu County, HI | Home improvement loans | 60% | 923 | 525 |
| Honolulu County, HI | Refinance | 70% | 269 | 182 |
| Maui County, HI | Mortgage lenders | 89% | 169 | 148 |
| Maui County, HI | Home improvement loans | 43% | 255 | 102 |
| Hawaii County, HI | Mortgage lenders | 83% | 112 | 93 |
| Honolulu County, HI | Cash-out refinance | 64% | 129 | 79 |
| Hawaii County, HI | Home improvement loans | 46% | 164 | 74 |
| Maui County, HI | Investment property purchase | 84% | 62 | 52 |
| Honolulu County, HI | Investment refinance | 51% | 88 | 43 |
| Honolulu County, HI | Investment cash-out refinance | 48% | 48 | 23 |
| Maui County, HI | Investment home improvement | 41% | 58 | 22 |
The county markets where American Savings Bank, N.A.tional Association made the most loans. Each link opens that market with every lender ranked.
Questions about American Savings Bank, N.A.tional Association
What is American Savings Bank, N.A.tional Association's mortgage approval rate?
American Savings Bank, N.A.tional Association approved 71.0% of the 4,102 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.9 points below the 74.8% national rate for the same mix of loan types.
How often do borrowers take the loan American Savings Bank, N.A.tional Association offers?
Borrowers accepted 98% of the loans American Savings Bank, N.A.tional Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does American Savings Bank, N.A.tional Association make?
The typical home purchase mortgage loan American Savings Bank, N.A.tional Association made was $505K; across all loan types its typical loan ran from $155K to $505K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does American Savings Bank, N.A.tional Association lend?
American Savings Bank, N.A.tional Association decided applications in 5 of the states Fat Boy Data covers, most of them in Hawaii, California and Alabama.
Can I apply to American Savings Bank, N.A.tional Association directly?
Yes. American Savings Bank, N.A.tional Association is a bank or credit union with 35 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show American Savings Bank, N.A.tional Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how American Savings Bank, N.A.tional Association treats applications, then get a rate quote from the lender.