Lender profile · HMDA 2023–2025
Bank of Hawaii mortgage approval rates & lending data
Bank of Hawaii decided 5,516 mortgage applications and funded 3,632 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 1,122 / 1,245 | 99% | $485K | 1,111 |
| Home improvement loans | 50% | 676 / 1,362 | 95% | $185K | 641 |
| Cash-out refinance | 78% | 127 / 163 | 99% | $425K | 126 |
| Refinance | 64% | 973 / 1,525 | 96% | $305K | 933 |
| Investment property purchase | 87% | 513 / 589 | 99% | $485K | 508 |
| Investment cash-out refinance | 67% | 22 / 33 | 95% | $565K | 21 |
| Investment refinance | 58% | 162 / 277 | 95% | $345K | 154 |
| Investment home improvement | 44% | 142 / 322 | 97% | $205K | 138 |
Bank of Hawaii lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.