Heritage Mortgage, LLC mortgage approval rate & lending review
Heritage Mortgage, LLC decided 2,071 mortgage applications and funded 2,030 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Heritage Mortgage, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Heritage Mortgage, LLC at a glance
Approval is 11.3 points above the 87.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 1,893 / 1,915 | 99% | $295K | 1,878 |
| Investment property purchase | 100% | 155 / 155 | 97% | $255K | 151 |
Heritage Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Alabama | 99% | $295K | 1,022 | 1,008 |
| Texas | 97% | $335K | 296 | 285 |
| Georgia | 99% | $435K | 276 | 268 |
| North Carolina | 100% | $385K | 274 | 271 |
| Tennessee | 99% | $435K | 160 | 155 |
| Arizona | 100% | $405K | 43 | 43 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Heritage Mortgage, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Madison County, AL | Mortgage lenders | 99% | 596 | 588 |
| Limestone County, AL | Mortgage lenders | 100% | 248 | 245 |
| Morgan County, AL | Mortgage lenders | 99% | 139 | 137 |
| Harnett County, NC | Mortgage lenders | 100% | 105 | 105 |
| Sumner County, TN | Mortgage lenders | 100% | 89 | 87 |
| Rutherford County, TN | Mortgage lenders | 99% | 68 | 65 |
| Paulding County, GA | Mortgage lenders | 98% | 43 | 42 |
| Cherokee County, GA | Investment property purchase | 100% | 34 | 33 |
| Bartow County, GA | Mortgage lenders | 100% | 29 | 28 |
| Cobb County, GA | Investment property purchase | 100% | 20 | 20 |
| Orange County, NC | Mortgage lenders | 100% | 20 | 20 |
| Madison County, AL | Investment property purchase | 100% | 20 | 19 |
The county markets where Heritage Mortgage, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Heritage Mortgage, LLC
What is Heritage Mortgage, LLC's mortgage approval rate?
Heritage Mortgage, LLC approved 98.9% of the 2,071 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.3 points above the 87.6% national rate for the same mix of loan types.
How often do borrowers take the loan Heritage Mortgage, LLC offers?
Borrowers accepted 99% of the loans Heritage Mortgage, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Heritage Mortgage, LLC make?
The typical home purchase mortgage loan Heritage Mortgage, LLC made was $295K; across all loan types its typical loan ran from $255K to $295K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Heritage Mortgage, LLC lend?
Heritage Mortgage, LLC decided applications in 6 of the states Fat Boy Data covers, most of them in Alabama, Texas and Georgia.
Can I apply to Heritage Mortgage, LLC directly?
Yes. Heritage Mortgage, LLC reports as a direct lender that takes applications from borrowers.
Does this page show Heritage Mortgage, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Heritage Mortgage, LLC treats applications, then get a rate quote from the lender.