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investment property lenders · HMDA 2023–2025

Investment property lenders in Madison County, Alabama

Fat Boy Data analyzed investment property mortgage activity in Madison County, Alabama, home to Huntsville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,199 applications were decided by 257 lenders between 2023 and 2025.

Madison County at a glance

257Active lenders23 with 20+ decisions
89.6%Market approval rate1,970 of 2,199 decided
$185KTypical loanmedian lender, $10K brackets
97%Borrower take-up1,907 loans funded

How Madison County compares

Approval rate compared
Madison County89.6%Alabama88.5%All 616 counties87.5%
Typical loan compared
Madison County$185KAlabama$165KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in Madison County, AL, 135 of them.

SmartBank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 50.

The typical investment property mortgage here is $185K, 12% larger than the Alabama typical of $165K.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%One lender: 57% approved of 83One lender: 62% approved of 21One lender: 75% approved of 28Redstone Federal Credit Union: 77% approved of 90One lender: 90% approved of 20One lender: 90% approved of 20One lender: 90% approved of 51One lender: 91% approved of 32One lender: 92% approved of 24Lennar Mortgage, LLC: 93% approved of 114One lender: 93% approved of 29United Wholesale Mortgage, LLC: 93% approved of 118Kiavi Funding, Inc.: 94% approved of 145Dhi Mortgage Company, Ltd.: 96% approved of 101One lender: 97% approved of 32One lender: 98% approved of 60One lender: 100% approved of 50One lender: 100% approved of 39One lender: 100% approved of 38One lender: 100% approved of 36One lender: 100% approved of 26One lender: 100% approved of 20One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Madison County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.94%137 / 14599%$165K135
2United Wholesale Mortgage, LLCBroker only93%110 / 11899%$185K109
3Lennar Mortgage, LLC93%106 / 114100%$235K106
4Dhi Mortgage Company, Ltd.96%97 / 101100%$215K97
5Redstone Federal Credit Union77%69 / 9094%$155K65

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 252 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Madison County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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