Lender profile · HMDA 2023–2025
Highland Bank mortgage approval rates & lending data
Highland Bank decided 762 mortgage applications and funded 620 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 50 / 52 | 84% | $135K | 42 |
| Home improvement loans | 84% | 371 / 444 | 91% | $85K | 338 |
| Cash-out refinance | 98% | 86 / 88 | 97% | $115K | 83 |
| Refinance | 94% | 109 / 116 | 95% | $155K | 104 |
| Investment refinance | 100% | 31 / 31 | 100% | $145K | 31 |
Highland Bank lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.