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refinance lenders · HMDA 2023–2025

Refinance lenders in Hennepin County, Minnesota

Fat Boy Data analyzed mortgage refinance activity in Hennepin County, Minnesota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,530 applications were decided by 332 lenders between 2023 and 2025.

Hennepin County at a glance

332Active lenders67 with 20+ decisions
81.4%Market approval rate6,943 of 8,530 decided
$245KTypical loanmedian lender, $10K brackets
94%Borrower take-up6,549 loans funded

How Hennepin County compares

Approval rate compared
Hennepin County81.4%Minnesota82.1%All 616 counties76.5%
Typical loan compared
Hennepin County$245KMinnesota$235KAll 616 counties$295K

What the data shows

Trustone Financial Credit Union made the most mortgage refinances in Hennepin County, MN, 897 of them.

Tradition Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 107.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 8% approved of 26Lakeview Loan Servicing, LLC: 34% approved of 159Discover Bank: 35% approved of 124Mortgage Research Center, LLC: 42% approved of 40Citizens Bank, National Association: 57% approved of 28Kind Lending, LLC: 62% approved of 24The Huntington National Bank: 64% approved of 288PNC Bank, National Association: 64% approved of 28Third Federal Savings And Loan Association Of Cleveland: 66% approved of 65Flagstar Bank, National Association: 68% approved of 28Associated Bank, National Association: 69% approved of 121Magnifi Financial Credit Union: 73% approved of 22Wells Fargo Bank, National Association: 73% approved of 135Bank of America, National Association: 74% approved of 92City & County Credit Union: 74% approved of 23Newrez LLC: 76% approved of 103Village Capital & Investment LLC: 76% approved of 25Old National Bank: 78% approved of 153New American Funding, LLC: 78% approved of 50Blaze Credit Union: 78% approved of 83Rocket Mortgage, LLC: 80% approved of 344Wings Financial Credit Union: 83% approved of 396MidWestOne Bank: 83% approved of 41Trustone Financial Credit Union: 83% approved of 1,112U.S. Bank National Association: 83% approved of 527Everett Financial, Inc.: 83% approved of 24Nationstar Mortgage LLC: 84% approved of 37Affinity Plus: 84% approved of 205Prosperity Home Mortgage, LLC: 85% approved of 65Pennymac Loan Services, LLC: 85% approved of 178Loandepot.Com, LLC: 85% approved of 60Bremer Bank, National Association: 85% approved of 61Mutual of Omaha Mortgage, Inc.: 86% approved of 63Topline Financial Credit Union: 86% approved of 43Cardinal Financial Company, Limited Partnership: 86% approved of 22Barrington Bank & Trust Company, National Association: 86% approved of 22Provident Funding Associates, L.P.: 86% approved of 22Veridian Credit Union: 87% approved of 62United Wholesale Mortgage, LLC: 87% approved of 598American National Bank: 88% approved of 50Union Home Mortgage Corp.: 89% approved of 28Finance of America Reverse LLC: 89% approved of 28Alerus Financial, National Association: 90% approved of 252Bell Bank: 91% approved of 396Sage Home Loans Corporation: 91% approved of 34Freedom Mortgage Corporation: 92% approved of 118Fairway Independent Mortgage Corporation: 92% approved of 74Nbkc Bank: 92% approved of 25Plaza Home Mortgage, Inc.: 93% approved of 43JPMorgan Chase Bank, National Association: 94% approved of 78Guaranteed Rate, Inc.: 94% approved of 50Deerwood Bank: 95% approved of 42Baxter Credit Union: 95% approved of 22Highland Bank: 98% approved of 49Crosscountry Mortgage, LLC: 98% approved of 161Guild Mortgage Company LLC: 98% approved of 59Tradition Mortgage, LLC: 100% approved of 107Cmg Mortgage, Inc.: 100% approved of 29A&D Mortgage LLC: 100% approved of 28Luminate Bank: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Hennepin County

LenderApprovalApprovedTaken upTypical loanLoans made
1Trustone Financial Credit Union83%923 / 1,11297%$125K897
2United Wholesale Mortgage, LLCBroker only87%522 / 59895%$365K498
3U.S. Bank National Association83%438 / 52796%$235K420
4Bell Bank91%360 / 39699%$335K357
5Wings Financial Credit Union83%327 / 39675%$115K244

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 327 more lenders.

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Other lending data for Hennepin County

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Nearby markets

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