Lender profile · HMDA 2023–2025
Homestar Financial Corporation mortgage approval rates & lending data
Homestar Financial Corporation decided 2,935 mortgage applications and funded 2,240 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 79% | 2,032 / 2,586 | 100% | $295K | 2,032 |
| Cash-out refinance | 52% | 68 / 132 | 99% | $195K | 67 |
| Refinance | 54% | 26 / 48 | 96% | $205K | 25 |
| Investment property purchase | 76% | 95 / 125 | 100% | $235K | 95 |
| Investment cash-out refinance | 50% | 15 / 30 | 100% | $185K | 15 |
Homestar Financial Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 75% | $295K | 1,972 | 1,478 |
| Florida | 82% | $255K | 283 | 233 |
| Alabama | 70% | $295K | 165 | 115 |
| North Carolina | 90% | $215K | 154 | 138 |
| Colorado | 84% | $245K | 76 | 64 |
| Michigan | 70% | $225K | 69 | 48 |
| South Carolina | 80% | $185K | 69 | 55 |
| Missouri | 90% | $155K | 41 | 37 |
| Louisiana | 85% | $195K | 27 | 23 |
| Illinois | 50% | $305K | 22 | 11 |
| Texas | 73% | $195K | 15 | 11 |
| Tennessee | 75% | $235K | 12 | 9 |
| Indiana | 67% | $135K | 6 | 4 |
| Arkansas | 100% | $105K | 4 | 4 |
| Iowa | 100% | $315K | 3 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.