Lender profile · HMDA 2023–2025
Horizon Farm Credit, ACA mortgage approval rates & lending data
Horizon Farm Credit, ACA decided 795 mortgage applications and funded 703 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 367 / 389 | 93% | $325K | 343 |
| Home improvement loans | 93% | 91 / 98 | 93% | $155K | 85 |
| Refinance | 88% | 127 / 145 | 94% | $345K | 119 |
| Investment property purchase | 98% | 136 / 139 | 99% | $255K | 135 |
Horizon Farm Credit, ACA lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 93% | $325K | 583 | 519 |
| Maryland | 94% | $365K | 122 | 106 |
| Delaware | 94% | $215K | 68 | 62 |
| West Virginia | 86% | $175K | 14 | 10 |
| New York | 83% | $105K | 6 | 4 |
| Ohio | 100% | $315K | 1 | 1 |
| Virginia | 100% | $95K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.