refinance lenders · HMDA 2023–2025

Refinance lenders in Lancaster County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in Lancaster County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,182 applications were decided by 227 lenders between 2023 and 2025.

Lancaster County at a glance

227Active lenders34 with 20+ decisions
75.3%Market approval rate4,654 of 6,182 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up4,432 loans funded

How Lancaster County compares

Approval rate compared
Lancaster County75.3%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
Lancaster County$155KPennsylvania$115KAll 616 counties$295K

What the data shows

Members 1St made the most mortgage refinances in Lancaster County, PA, 830 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.

The typical mortgage refinance here is $155K, 35% larger than the Pennsylvania typical of $115K.

Approval rate of all 34 lenders with 20+ decisions here
0%25%50%75%100%One lender: 40% approved of 96One lender: 43% approved of 21One lender: 54% approved of 24One lender: 54% approved of 136One lender: 62% approved of 53One lender: 63% approved of 27One lender: 64% approved of 104Truist Bank: 67% approved of 678The Ephrata National Bank: 69% approved of 375One lender: 71% approved of 34One lender: 71% approved of 24Members 1St: 71% approved of 1,193One lender: 75% approved of 325PNC Bank, National Association: 78% approved of 351One lender: 79% approved of 160Fulton Bank, National Association: 81% approved of 488One lender: 81% approved of 107One lender: 82% approved of 166One lender: 83% approved of 24One lender: 85% approved of 20One lender: 85% approved of 20One lender: 86% approved of 245One lender: 86% approved of 71One lender: 86% approved of 171One lender: 86% approved of 123One lender: 88% approved of 74One lender: 89% approved of 101One lender: 91% approved of 22One lender: 93% approved of 29One lender: 94% approved of 31One lender: 95% approved of 63One lender: 96% approved of 23One lender: 98% approved of 44One lender: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Lancaster County

LenderApprovalApprovedTaken upTypical loanLoans made
1Members 1St71%851 / 1,19398%$105K830
2Truist Bank67%451 / 67894%$105K425
3Fulton Bank, National Association81%394 / 48899%$155K389
4The Ephrata National Bank69%257 / 37593%$175K240
5PNC Bank, National Association78%273 / 35197%$105K266

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 222 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Lancaster County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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