Howard Hanna Financial Services, Inc. mortgage approval rate & lending review
Howard Hanna Financial Services, Inc. decided 10,695 mortgage applications and funded 10,432 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Howard Hanna Financial Services, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Howard Hanna Financial Services, Inc. at a glance
Approval is 10.6 points above the 87.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 9,953 / 10,141 | 100% | $235K | 9,905 |
| Cash-out refinance | 78% | 36 / 46 | 94% | $185K | 34 |
| Refinance | 97% | 90 / 93 | 100% | $245K | 90 |
| Investment property purchase | 97% | 384 / 394 | 100% | $175K | 384 |
Howard Hanna Financial Services, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 98% | $235K | 4,404 | 4,301 |
| Pennsylvania | 98% | $245K | 3,435 | 3,339 |
| North Carolina | 99% | $325K | 1,762 | 1,738 |
| Indiana | 97% | $235K | 515 | 497 |
| South Carolina | 97% | $305K | 398 | 386 |
| Michigan | 94% | $195K | 181 | 171 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Howard Hanna Financial Services, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Allegheny County, PA | Mortgage lenders | 98% | 1,594 | 1,558 |
| Cuyahoga County, OH | Mortgage lenders | 99% | 1,415 | 1,393 |
| Summit County, OH | Mortgage lenders | 98% | 657 | 639 |
| Lorain County, OH | Mortgage lenders | 99% | 357 | 353 |
| Westmoreland County, PA | Mortgage lenders | 98% | 324 | 319 |
| Lake County, OH | Mortgage lenders | 99% | 308 | 305 |
| Mecklenburg County, NC | Mortgage lenders | 99% | 294 | 291 |
| Butler County, PA | Mortgage lenders | 98% | 247 | 241 |
| Beaver County, PA | Mortgage lenders | 97% | 236 | 228 |
| Franklin County, OH | Mortgage lenders | 97% | 227 | 219 |
| Medina County, OH | Mortgage lenders | 100% | 217 | 217 |
| Marion County, IN | Mortgage lenders | 95% | 225 | 214 |
The county markets where Howard Hanna Financial Services, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Howard Hanna Financial Services, Inc.
What is Howard Hanna Financial Services, Inc.'s mortgage approval rate?
Howard Hanna Financial Services, Inc. approved 98.0% of the 10,695 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.6 points above the 87.4% national rate for the same mix of loan types.
How often do borrowers take the loan Howard Hanna Financial Services, Inc. offers?
Borrowers accepted 100% of the loans Howard Hanna Financial Services, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Howard Hanna Financial Services, Inc. make?
The typical home purchase mortgage loan Howard Hanna Financial Services, Inc. made was $235K; across all loan types its typical loan ran from $175K to $245K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Howard Hanna Financial Services, Inc. lend?
Howard Hanna Financial Services, Inc. decided applications in 6 of the states Fat Boy Data covers, most of them in Ohio, Pennsylvania and North Carolina.
Can I apply to Howard Hanna Financial Services, Inc. directly?
Yes. Howard Hanna Financial Services, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Howard Hanna Financial Services, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Howard Hanna Financial Services, Inc. treats applications, then get a rate quote from the lender.