IDB Global Federal Credit Union mortgage approval rate & lending review
IDB Global Federal Credit Union decided 302 mortgage applications and funded 301 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions IDB Global Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
IDB Global Federal Credit Union at a glance
Approval is 16.6 points above the 83.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 193 / 194 | 100% | $525K | 193 |
| Cash-out refinance | 100% | 59 / 59 | 100% | $425K | 59 |
| Investment property purchase | 100% | 30 / 30 | 100% | $215K | 30 |
IDB Global Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maryland | 99% | $665K | 103 | 102 |
| District of Columbia | 100% | $515K | 89 | 89 |
| Virginia | 100% | $615K | 87 | 87 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where IDB Global Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Montgomery County, MD | Cash-out refinance | 100% | 20 | 20 |
| Fairfax County, VA | Cash-out refinance | 100% | 20 | 20 |
The county markets where IDB Global Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about IDB Global Federal Credit Union
What is IDB Global Federal Credit Union's mortgage approval rate?
IDB Global Federal Credit Union approved 99.7% of the 302 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 16.6 points above the 83.0% national rate for the same mix of loan types.
How often do borrowers take the loan IDB Global Federal Credit Union offers?
Borrowers accepted 100% of the loans IDB Global Federal Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does IDB Global Federal Credit Union make?
The typical home purchase mortgage loan IDB Global Federal Credit Union made was $525K; across all loan types its typical loan ran from $215K to $525K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does IDB Global Federal Credit Union lend?
IDB Global Federal Credit Union decided applications in 13 of the states Fat Boy Data covers, most of them in Maryland, District of Columbia and Virginia.
Can I apply to IDB Global Federal Credit Union directly?
Yes. IDB Global Federal Credit Union is a bank or credit union with 1 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show IDB Global Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how IDB Global Federal Credit Union treats applications, then get a rate quote from the lender.