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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Fairfax County, Virginia

Fat Boy Data analyzed cash-out refinance activity in Fairfax County, Virginia, home to Herndon, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,324 applications were decided by 293 lenders between 2023 and 2025.

Fairfax County at a glance

293Active lenders57 with 20+ decisions
71.5%Market approval rate5,233 of 7,324 decided
$195KTypical loanmedian lender, $10K brackets
95%Borrower take-up4,982 loans funded

How Fairfax County compares

Approval rate compared
Fairfax County71.5%Virginia69.7%All 616 counties68.2%
Typical loan compared
Fairfax County$195KVirginia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Fairfax County, VA, 1,130 of them.

Intercoastal Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 35.

Approval rate of all 57 lenders with 20+ decisions here
0%25%50%75%100%One lender: 11% approved of 35One lender: 27% approved of 26Amerisave Mortgage Corporation: 27% approved of 436One lender: 28% approved of 146One lender: 29% approved of 56One lender: 38% approved of 56One lender: 41% approved of 39One lender: 42% approved of 67One lender: 51% approved of 275One lender: 52% approved of 23One lender: 54% approved of 48One lender: 54% approved of 94One lender: 57% approved of 23One lender: 59% approved of 100One lender: 64% approved of 126One lender: 66% approved of 29One lender: 66% approved of 38One lender: 67% approved of 27One lender: 69% approved of 26One lender: 70% approved of 20One lender: 70% approved of 54One lender: 71% approved of 41United Wholesale Mortgage, LLC: 71% approved of 418One lender: 71% approved of 94One lender: 72% approved of 43One lender: 73% approved of 172One lender: 73% approved of 55One lender: 73% approved of 141Navy Federal Credit Union: 73% approved of 551One lender: 74% approved of 27One lender: 76% approved of 21One lender: 77% approved of 263One lender: 77% approved of 195One lender: 78% approved of 80One lender: 79% approved of 38One lender: 80% approved of 30One lender: 83% approved of 46One lender: 84% approved of 25Rocket Mortgage, LLC: 84% approved of 1,387One lender: 85% approved of 139One lender: 87% approved of 54One lender: 87% approved of 31One lender: 88% approved of 32One lender: 88% approved of 106One lender: 89% approved of 27One lender: 90% approved of 20One lender: 91% approved of 32Bank-Fund Staff Federal Credit Union: 91% approved of 310One lender: 92% approved of 24One lender: 95% approved of 21One lender: 96% approved of 25One lender: 96% approved of 27One lender: 97% approved of 31One lender: 97% approved of 37One lender: 100% approved of 35One lender: 100% approved of 31One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Fairfax County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%1,171 / 1,38796%$135K1,130
2Navy Federal Credit Union73%403 / 55199%$195K398
3Amerisave Mortgage Corporation27%119 / 43697%$125K115
4United Wholesale Mortgage, LLCBroker only71%297 / 41896%$365K286
5Bank-Fund Staff Federal Credit Union91%283 / 31096%$165K273

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 288 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Fairfax County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in Fairfax County

Newrez LLCNorthwest Federal Credit UnionPennymac Loan Services, LLCLoandepot.Com, LLCCarrington Mortgage Services, LLCTOWER Federal Credit UnionNationstar Mortgage LLCNextmarkWright Patman Congressional Federal Credit UnionWells Fargo Bank, National AssociationPentagon Federal Credit UnionFreedom Mortgage CorporationTruist BankSpring Eq, LLCMortgage Research Center, LLCNew Day Financial, LLCFlagstar Bank, National AssociationJPMorgan Chase Bank, National AssociationMutual of Omaha Mortgage, Inc.New American Funding, LLCApple Federal Credit UnionAtlantic Union BankQuorum Federal Credit UnionNetwork Capital Funding CorporationU.S. Bank National AssociationAmwest Funding Corp.Movement Mortgage, LLCIntercoastal Mortgage, LLCLakeview Loan Servicing, LLCGuaranteed Rate, Inc.

Other lending data for Fairfax County

Mortgage lenders in Fairfax CountyHome improvement loans in Fairfax CountyRefinance in Fairfax CountyInvestment property purchase in Fairfax CountyInvestment cash-out refinance in Fairfax CountyInvestment refinance in Fairfax CountyInvestment home improvement in Fairfax County

Nearby markets

All lending in Fairfax CountyCounty overviewCash-out refinance across VirginiaStatewideArlington CountyNearby county