Lender profile · HMDA 2023–2025
Indiana Members Credit Union mortgage approval rates & lending data
Indiana Members Credit Union decided 5,614 mortgage applications and funded 4,407 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 875 / 886 | 86% | $215K | 756 |
| Home improvement loans | 78% | 1,613 / 2,061 | 95% | $55K | 1,536 |
| Cash-out refinance | 84% | 1,371 / 1,633 | 93% | $85K | 1,276 |
| Refinance | 86% | 763 / 891 | 94% | $85K | 717 |
| Investment property purchase | 100% | 124 / 124 | 88% | $215K | 109 |
Indiana Members Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 85% | $85K | 5,594 | 4,397 |
| Kentucky | 90% | $395K | 10 | 7 |
| Florida | 67% | $585K | 3 | 2 |
| Georgia | 0% | — | 1 | 0 |
| Iowa | 0% | — | 1 | 0 |
| Minnesota | 0% | — | 1 | 0 |
| Missouri | 0% | — | 1 | 0 |
| North Carolina | 0% | — | 1 | 0 |
| Ohio | 100% | $425K | 1 | 1 |
| Texas | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.