Indiana Members Credit Union mortgage approval rate & lending review
Indiana Members Credit Union decided 5,614 mortgage applications and funded 4,407 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Indiana Members Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Indiana Members Credit Union at a glance
Approval is 13.9 points above the 71.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 875 / 886 | 86% | $215K | 756 |
| Home improvement loans | 78% | 1,613 / 2,061 | 95% | $55K | 1,536 |
| Cash-out refinance | 84% | 1,371 / 1,633 | 93% | $85K | 1,276 |
| Refinance | 86% | 763 / 891 | 94% | $85K | 717 |
| Investment property purchase | 100% | 124 / 124 | 88% | $215K | 109 |
Indiana Members Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 85% | $85K | 5,594 | 4,397 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Indiana Members Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Marion County, IN | Home improvement loans | 73% | 888 | 612 |
| Marion County, IN | Cash-out refinance | 82% | 770 | 585 |
| Hamilton County, IN | Home improvement loans | 83% | 458 | 361 |
| Marion County, IN | Mortgage lenders | 99% | 353 | 287 |
| Marion County, IN | Refinance | 85% | 329 | 260 |
| Hendricks County, IN | Home improvement loans | 84% | 305 | 246 |
| Hamilton County, IN | Cash-out refinance | 81% | 309 | 237 |
| Hamilton County, IN | Refinance | 86% | 241 | 193 |
| Johnson County, IN | Home improvement loans | 82% | 234 | 186 |
| Hendricks County, IN | Cash-out refinance | 88% | 201 | 168 |
| Hamilton County, IN | Mortgage lenders | 99% | 182 | 162 |
| Johnson County, IN | Cash-out refinance | 87% | 166 | 136 |
The county markets where Indiana Members Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Indiana Members Credit Union
What is Indiana Members Credit Union's mortgage approval rate?
Indiana Members Credit Union approved 84.9% of the 5,614 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.9 points above the 71.0% national rate for the same mix of loan types.
How often do borrowers take the loan Indiana Members Credit Union offers?
Borrowers accepted 93% of the loans Indiana Members Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Indiana Members Credit Union make?
The typical home improvement loan loan Indiana Members Credit Union made was $55K; across all loan types its typical loan ran from $55K to $215K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Indiana Members Credit Union lend?
Indiana Members Credit Union decided applications in 10 of the states Fat Boy Data covers, most of them in Indiana, Kentucky and Florida.
Can I apply to Indiana Members Credit Union directly?
Yes. Indiana Members Credit Union is a bank or credit union with 33 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Indiana Members Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Indiana Members Credit Union treats applications, then get a rate quote from the lender.