Integrity Home Mortgage Corporation mortgage approval rate & lending review
Integrity Home Mortgage Corporation decided 5,452 mortgage applications and funded 4,733 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Integrity Home Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Integrity Home Mortgage Corporation at a glance
Approval is 9.4 points above the 86.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 4,488 / 4,670 | 91% | $275K | 4,083 |
| Cash-out refinance | 93% | 196 / 210 | 89% | $225K | 175 |
| Refinance | 95% | 164 / 173 | 86% | $315K | 141 |
| Investment property purchase | 94% | 304 / 325 | 90% | $215K | 273 |
| Investment cash-out refinance | 91% | 52 / 57 | 87% | $155K | 45 |
Integrity Home Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Carolina | 97% | $285K | 1,599 | 1,401 |
| West Virginia | 96% | $275K | 1,118 | 971 |
| Virginia | 97% | $325K | 684 | 618 |
| Pennsylvania | 96% | $225K | 583 | 498 |
| Texas | 91% | $285K | 493 | 413 |
| South Carolina | 95% | $275K | 457 | 385 |
| Maryland | 97% | $245K | 412 | 358 |
| Florida | 86% | $305K | 58 | 46 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Integrity Home Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Berkeley County, WV | Mortgage lenders | 96% | 969 | 848 |
| Franklin County, PA | Mortgage lenders | 95% | 341 | 306 |
| Onslow County, NC | Mortgage lenders | 99% | 294 | 264 |
| New Hanover County, NC | Mortgage lenders | 98% | 182 | 163 |
| Washington County, MD | Mortgage lenders | 96% | 195 | 159 |
| Brunswick County, NC | Mortgage lenders | 98% | 146 | 132 |
| Richland County, SC | Mortgage lenders | 93% | 152 | 125 |
| Chesterfield County, VA | Mortgage lenders | 96% | 140 | 122 |
| Frederick County, MD | Mortgage lenders | 98% | 115 | 107 |
| Henrico County, VA | Mortgage lenders | 99% | 100 | 94 |
| Pitt County, NC | Mortgage lenders | 97% | 104 | 93 |
| Adams County, PA | Mortgage lenders | 98% | 116 | 85 |
The county markets where Integrity Home Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Integrity Home Mortgage Corporation
What is Integrity Home Mortgage Corporation's mortgage approval rate?
Integrity Home Mortgage Corporation approved 95.7% of the 5,452 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.4 points above the 86.3% national rate for the same mix of loan types.
How often do borrowers take the loan Integrity Home Mortgage Corporation offers?
Borrowers accepted 91% of the loans Integrity Home Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Integrity Home Mortgage Corporation make?
The typical home purchase mortgage loan Integrity Home Mortgage Corporation made was $275K; across all loan types its typical loan ran from $155K to $315K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Integrity Home Mortgage Corporation lend?
Integrity Home Mortgage Corporation decided applications in 19 of the states Fat Boy Data covers, most of them in North Carolina, West Virginia and Virginia.
Can I apply to Integrity Home Mortgage Corporation directly?
Yes. Integrity Home Mortgage Corporation reports as a direct lender that takes applications from borrowers.
Does this page show Integrity Home Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Integrity Home Mortgage Corporation treats applications, then get a rate quote from the lender.