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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Berkeley County, West Virginia

Fat Boy Data analyzed home purchase mortgage activity in Berkeley County, West Virginia, home to Martinsburg, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,674 applications were decided by 268 lenders between 2023 and 2025.

Berkeley County at a glance

268Active lenders66 with 20+ decisions
84.8%Market approval rate7,352 of 8,674 decided
$275KTypical loanmedian lender, $10K brackets
96%Borrower take-up7,071 loans funded

How Berkeley County compares

Approval rate compared
Berkeley County84.8%West Virginia82.2%All 616 counties87.6%
Typical loan compared
Berkeley County$275KWest Virginia$255KAll 616 counties$335K

What the data shows

Integrity Home Mortgage Corporation made the most home purchase mortgages in Berkeley County, WV, 848 of them.

T2 Financial LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 70.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 5% approved of 2221St Mortgage Corporation: 24% approved of 420One lender: 25% approved of 117One lender: 30% approved of 66One lender: 38% approved of 151One lender: 63% approved of 161One lender: 70% approved of 33One lender: 77% approved of 43One lender: 78% approved of 58One lender: 79% approved of 174NVR Mortgage Finance, Inc.: 81% approved of 814One lender: 82% approved of 68One lender: 83% approved of 24One lender: 84% approved of 37One lender: 84% approved of 156One lender: 85% approved of 27One lender: 86% approved of 35One lender: 86% approved of 233One lender: 86% approved of 37One lender: 87% approved of 23One lender: 87% approved of 23One lender: 87% approved of 23One lender: 88% approved of 190One lender: 89% approved of 74One lender: 90% approved of 105One lender: 90% approved of 70One lender: 90% approved of 82One lender: 91% approved of 223One lender: 91% approved of 34One lender: 92% approved of 90One lender: 93% approved of 27One lender: 93% approved of 233Primelending, A Plainscapital Company: 93% approved of 368One lender: 93% approved of 46One lender: 94% approved of 139One lender: 94% approved of 63One lender: 94% approved of 244One lender: 94% approved of 35One lender: 95% approved of 94One lender: 95% approved of 79One lender: 95% approved of 60One lender: 95% approved of 87One lender: 95% approved of 22Integrity Home Mortgage Corporation: 96% approved of 969One lender: 96% approved of 95One lender: 96% approved of 205One lender: 96% approved of 27One lender: 97% approved of 130Homespire Mortgage Corporation: 97% approved of 345One lender: 97% approved of 254One lender: 97% approved of 37One lender: 98% approved of 42One lender: 98% approved of 52One lender: 98% approved of 59One lender: 99% approved of 81One lender: 100% approved of 70One lender: 100% approved of 42One lender: 100% approved of 39One lender: 100% approved of 35One lender: 100% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Berkeley County

LenderApprovalApprovedTaken upTypical loanLoans made
1Integrity Home Mortgage Corporation96%928 / 96991%$275K848
2NVR Mortgage Finance, Inc.81%662 / 814100%$275K662
321St Mortgage Corporation24%100 / 42099%$75K99
4Primelending, A Plainscapital Company93%343 / 36893%$235K318
5Homespire Mortgage Corporation97%335 / 34596%$245K323

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 263 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Berkeley County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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