Intelliloan, Inc. mortgage approval rate & lending review
Intelliloan, Inc. decided 2,431 mortgage applications and funded 1,677 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Intelliloan, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to intelliloan.com.
Intelliloan, Inc. at a glance
Approval is 8.7 points above the 74.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 128 / 132 | 91% | $535K | 116 |
| Cash-out refinance | 75% | 587 / 779 | 84% | $135K | 494 |
| Refinance | 86% | 1,270 / 1,474 | 82% | $385K | 1,038 |
Intelliloan, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 83% | $515K | 877 | 610 |
| Florida | 80% | $355K | 422 | 266 |
| Texas | 83% | $295K | 201 | 133 |
| Arizona | 84% | $385K | 188 | 137 |
| Washington | 90% | $435K | 127 | 94 |
| Georgia | 84% | $345K | 122 | 85 |
| New Jersey | 87% | $395K | 90 | 66 |
| Nevada | 86% | $385K | 78 | 62 |
| Virginia | 88% | $335K | 65 | 45 |
| Colorado | 88% | $365K | 51 | 33 |
| Massachusetts | 68% | $375K | 50 | 30 |
| Pennsylvania | 88% | $305K | 34 | 25 |
| Oregon | 85% | $475K | 27 | 19 |
| Maryland | 70% | $475K | 23 | 13 |
| Tennessee | 91% | $325K | 22 | 18 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Intelliloan, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Lee County, FL | Refinance | 89% | 28 | 22 |
| Pierce County, WA | Refinance | 88% | 34 | 22 |
| Sacramento County, CA | Refinance | 91% | 23 | 19 |
| Hillsborough County, FL | Refinance | 83% | 23 | 15 |
| Kern County, CA | Refinance | 86% | 21 | 14 |
| Orange County, FL | Refinance | 73% | 22 | 13 |
The county markets where Intelliloan, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Intelliloan, Inc.
What is Intelliloan, Inc.'s mortgage approval rate?
Intelliloan, Inc. approved 83.2% of the 2,431 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.7 points above the 74.5% national rate for the same mix of loan types.
How often do borrowers take the loan Intelliloan, Inc. offers?
Borrowers accepted 83% of the loans Intelliloan, Inc. approved, against 93% for all mortgage refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Intelliloan, Inc. make?
The typical mortgage refinance loan Intelliloan, Inc. made was $385K; across all loan types its typical loan ran from $135K to $535K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Intelliloan, Inc. lend?
Intelliloan, Inc. decided applications in 26 of the states Fat Boy Data covers, most of them in California, Florida and Texas.
Can I apply to Intelliloan, Inc. directly?
Yes. Intelliloan, Inc. reports as a direct lender that takes applications from borrowers. Its website is intelliloan.com.
Does this page show Intelliloan, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Intelliloan, Inc. treats applications, then get a rate quote from the lender.