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refinance lenders · HMDA 2023–2025

Refinance lenders in Hillsborough County, Florida

Fat Boy Data analyzed mortgage refinance activity in Hillsborough County, Florida, home to Tampa, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 10,744 applications were decided by 400 lenders between 2023 and 2025.

Hillsborough County at a glance

400Active lenders68 with 20+ decisions
67.9%Market approval rate7,293 of 10,744 decided
$315KTypical loanmedian lender, $10K brackets
90%Borrower take-up6,541 loans funded

How Hillsborough County compares

Approval rate compared
Hillsborough County67.9%Florida66.8%All 616 counties76.5%
Typical loan compared
Hillsborough County$315KFlorida$315KAll 616 counties$295K

What the data shows

Suncoast Credit Union made the most mortgage refinances in Hillsborough County, FL, 449 of them.

New Day Financial, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 24.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 11% approved of 37One lender: 13% approved of 45One lender: 18% approved of 28One lender: 31% approved of 286One lender: 39% approved of 188One lender: 42% approved of 380One lender: 43% approved of 54One lender: 43% approved of 86One lender: 51% approved of 69One lender: 52% approved of 25Bank of America, National Association: 53% approved of 457One lender: 54% approved of 70GTE Federal Credit Union: 54% approved of 456One lender: 54% approved of 448One lender: 58% approved of 159One lender: 60% approved of 442One lender: 60% approved of 432One lender: 60% approved of 181One lender: 61% approved of 28One lender: 62% approved of 336One lender: 62% approved of 140One lender: 63% approved of 27One lender: 63% approved of 52One lender: 64% approved of 61One lender: 64% approved of 59One lender: 65% approved of 31One lender: 65% approved of 106One lender: 65% approved of 23One lender: 66% approved of 38One lender: 68% approved of 94One lender: 69% approved of 55One lender: 69% approved of 49One lender: 70% approved of 67One lender: 74% approved of 34One lender: 74% approved of 46One lender: 74% approved of 31Rocket Mortgage, LLC: 75% approved of 626Suncoast Credit Union: 76% approved of 608One lender: 77% approved of 53One lender: 78% approved of 69One lender: 79% approved of 38One lender: 79% approved of 24One lender: 79% approved of 29One lender: 81% approved of 223One lender: 81% approved of 32United Wholesale Mortgage, LLC: 82% approved of 1,152One lender: 83% approved of 23One lender: 83% approved of 81One lender: 83% approved of 115One lender: 86% approved of 49One lender: 86% approved of 313One lender: 86% approved of 29One lender: 89% approved of 45One lender: 89% approved of 28One lender: 90% approved of 39One lender: 90% approved of 92One lender: 91% approved of 57One lender: 93% approved of 425One lender: 94% approved of 32One lender: 96% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Hillsborough County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only82%946 / 1,15292%$405K868
2Rocket Mortgage, LLC75%470 / 62691%$355K426
3Suncoast Credit Union76%464 / 60897%$95K449
4Bank of America, National Association53%240 / 45798%$155K236
5GTE Federal Credit Union54%248 / 45699%$95K245

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 395 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Hillsborough County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in Hillsborough County

Truist BankRegions BankThird Federal Savings And Loan Association Of ClevelandFreedom Mortgage CorporationLakeview Loan Servicing, LLCMidfloridaVillage Capital & Investment LLCDiscover BankPennymac Loan Services, LLCMortgage Research Center, LLCFifth Third Bank, National AssociationNewrez LLCPNC Bank, National AssociationMutual of Omaha Mortgage, Inc.TD Bank, National AssociationWells Fargo Bank, National AssociationFinance of America Reverse LLCSpring Eq, LLCJPMorgan Chase Bank, National AssociationPentagon Federal Credit UnionNavy Federal Credit UnionCitizens Bank, National AssociationNationstar Mortgage LLCSynovus BankRoyal United Mortgage LLCCrosscountry Mortgage, LLCLoandepot.Com, LLCCarrington Mortgage Services, LLCPlanet Home Lending, LLCFirst Horizon Bank

Other lending data for Hillsborough County

Mortgage lenders in Hillsborough CountyHome improvement loans in Hillsborough CountyCash-out refinance in Hillsborough CountyInvestment property purchase in Hillsborough CountyInvestment cash-out refinance in Hillsborough CountyInvestment refinance in Hillsborough CountyInvestment home improvement in Hillsborough County

Nearby markets

All lending in Hillsborough CountyCounty overviewRefinance across FloridaStatewideManatee CountyNearby countyPasco CountyNearby countyPinellas CountyNearby countyPolk CountyNearby county