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refinance lenders · HMDA 2023–2025

Refinance lenders in Hillsborough County, Florida

Fat Boy Data analyzed mortgage refinance activity in Hillsborough County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 10,744 applications were decided by 400 lenders between 2023 and 2025.

Hillsborough County at a glance

400Active lenders68 with 20+ decisions
67.9%Market approval rate7,293 of 10,744 decided
$315KTypical loanmedian lender, $10K brackets
90%Borrower take-up6,541 loans funded

How Hillsborough County compares

Approval rate compared
Hillsborough County67.9%Florida66.8%All 616 counties76.5%
Typical loan compared
Hillsborough County$315KFlorida$315KAll 616 counties$295K

What the data shows

Suncoast Credit Union made the most mortgage refinances in Hillsborough County, FL, 449 of them.

New Day Financial, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 24.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%USF Federal Credit Union: 11% approved of 37American Financing Corporation: 13% approved of 45Amerisave Mortgage Corporation: 18% approved of 28Discover Bank: 31% approved of 286Mortgage Research Center, LLC: 39% approved of 188Lakeview Loan Servicing, LLC: 42% approved of 380Carrington Mortgage Services, LLC: 43% approved of 54Spring Eq, LLC: 43% approved of 86Navy Federal Credit Union: 51% approved of 69New American Funding, LLC: 52% approved of 25Bank of America, National Association: 53% approved of 457Pentagon Federal Credit Union: 54% approved of 70GTE Federal Credit Union: 54% approved of 456Truist Bank: 54% approved of 448Newrez LLC: 58% approved of 159Regions Bank: 60% approved of 442Third Federal Savings And Loan Association Of Cleveland: 60% approved of 432Fifth Third Bank, National Association: 60% approved of 181Milend, Inc.: 61% approved of 28Midflorida: 62% approved of 336PNC Bank, National Association: 62% approved of 140Homebridge Financial Services, Inc.: 63% approved of 27First Horizon Bank: 63% approved of 52Synovus Bank: 64% approved of 61Royal United Mortgage LLC: 64% approved of 59U.S. Bank National Association: 65% approved of 31TD Bank, National Association: 65% approved of 106Seacoast National Bank: 65% approved of 23Onity Mortgage Corporation: 66% approved of 38Wells Fargo Bank, National Association: 68% approved of 94Loandepot.Com, LLC: 69% approved of 55SouthState Bank, National Association: 69% approved of 49Nationstar Mortgage LLC: 70% approved of 67BayFirst National Bank: 74% approved of 34Grow Financial Federal Credit Union: 74% approved of 46Amerihome Mortgage Company, LLC: 74% approved of 31Rocket Mortgage, LLC: 75% approved of 626Suncoast Credit Union: 76% approved of 608Planet Home Lending, LLC: 77% approved of 53Citizens Bank, National Association: 78% approved of 69Longbridge Financial, LLC: 79% approved of 38Cardinal Financial Company, Limited Partnership: 79% approved of 24Guaranteed Rate, Inc.: 79% approved of 29Pennymac Loan Services, LLC: 81% approved of 223Dfcu Financial: 81% approved of 32United Wholesale Mortgage, LLC: 82% approved of 1,152Intelliloan, Inc.: 83% approved of 23JPMorgan Chase Bank, National Association: 83% approved of 81Mutual of Omaha Mortgage, Inc.: 83% approved of 115LoanUnited.com, LLC: 86% approved of 49Village Capital & Investment LLC: 86% approved of 313Lendage, LLC: 86% approved of 29Floridacentral Credit Union: 89% approved of 45Sun West Mortgage Company, Inc.: 89% approved of 28Cmg Mortgage, Inc.: 90% approved of 39Finance of America Reverse LLC: 90% approved of 92Crosscountry Mortgage, LLC: 91% approved of 57Freedom Mortgage Corporation: 93% approved of 425The Loan Store, Inc.: 94% approved of 32New Day Financial, LLC: 96% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Hillsborough County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only82%946 / 1,15292%$405K868
2Rocket Mortgage, LLC75%470 / 62691%$355K426
3Suncoast Credit Union76%464 / 60897%$95K449
4Bank of America, National Association53%240 / 45798%$155K236
5GTE Federal Credit Union54%248 / 45699%$95K245

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 395 more lenders.

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Other lending data for Hillsborough County

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Nearby markets

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