InterBank mortgage approval rate & lending review
InterBank decided 321 mortgage applications and funded 277 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions InterBank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
InterBank at a glance
Approval is 7.6 points above the 82.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 97 / 114 | 95% | $265K | 92 |
| Investment property purchase | 98% | 116 / 118 | 97% | $255K | 113 |
InterBank lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where InterBank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Dallas County, TX | Investment property purchase | 100% | 53 | 52 |
The county markets where InterBank made the most loans. Each link opens that market with every lender ranked.
Questions about InterBank
What is InterBank's mortgage approval rate?
InterBank approved 89.7% of the 321 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.6 points above the 82.1% national rate for the same mix of loan types.
How often do borrowers take the loan InterBank offers?
Borrowers accepted 96% of the loans InterBank approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does InterBank make?
The typical investment property mortgage loan InterBank made was $255K; across all loan types its typical loan ran from $255K to $265K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does InterBank lend?
InterBank decided applications in 2 of the states Fat Boy Data covers, most of them in Texas and Oklahoma.
Can I apply to InterBank directly?
Yes. InterBank is a bank or credit union with 45 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show InterBank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how InterBank treats applications, then get a rate quote from the lender.