Inwood National Bank mortgage approval rate & lending review
Inwood National Bank decided 480 mortgage applications and funded 454 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Inwood National Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Inwood National Bank at a glance
Approval is 11.7 points above the 83.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 298 / 309 | 99% | $415K | 295 |
| Cash-out refinance | 92% | 24 / 26 | 100% | $175K | 24 |
| Investment property purchase | 92% | 60 / 65 | 100% | $345K | 60 |
Inwood National Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 95% | $415K | 459 | 434 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Inwood National Bank
What is Inwood National Bank's mortgage approval rate?
Inwood National Bank approved 95.2% of the 480 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.7 points above the 83.5% national rate for the same mix of loan types.
How often do borrowers take the loan Inwood National Bank offers?
Borrowers accepted 99% of the loans Inwood National Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Inwood National Bank make?
The typical home purchase mortgage loan Inwood National Bank made was $415K; across all loan types its typical loan ran from $175K to $415K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Inwood National Bank lend?
Inwood National Bank decided applications in 10 of the states Fat Boy Data covers, most of them in Texas, California and Florida.
Can I apply to Inwood National Bank directly?
Yes. Inwood National Bank is a bank or credit union with 12 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Inwood National Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Inwood National Bank treats applications, then get a rate quote from the lender.