Jams-01, Inc. mortgage approval rate & lending review
Jams-01, Inc. decided 961 mortgage applications and funded 954 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Jams-01, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Jams-01, Inc. at a glance
Approval is 12.1 points above the 87.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 893 / 900 | 100% | $505K | 893 |
| Investment property purchase | 100% | 29 / 29 | 100% | $215K | 29 |
Jams-01, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 99% | $515K | 747 | 743 |
| North Carolina | 100% | $375K | 126 | 126 |
| Maryland | 96% | $455K | 50 | 48 |
| District of Columbia | 100% | $505K | 21 | 21 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Jams-01, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Fairfax County, VA | Mortgage lenders | 99% | 282 | 280 |
| Loudoun County, VA | Mortgage lenders | 99% | 165 | 163 |
| Prince William County, VA | Mortgage lenders | 100% | 101 | 101 |
| Arlington County, VA | Mortgage lenders | 100% | 47 | 47 |
| Alexandria city, VA | Mortgage lenders | 100% | 43 | 43 |
| Stafford County, VA | Mortgage lenders | 100% | 35 | 35 |
The county markets where Jams-01, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Jams-01, Inc.
What is Jams-01, Inc.'s mortgage approval rate?
Jams-01, Inc. approved 99.3% of the 961 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.1 points above the 87.1% national rate for the same mix of loan types.
How often do borrowers take the loan Jams-01, Inc. offers?
Borrowers accepted 100% of the loans Jams-01, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Jams-01, Inc. make?
The typical home purchase mortgage loan Jams-01, Inc. made was $505K; across all loan types its typical loan ran from $215K to $505K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Jams-01, Inc. lend?
Jams-01, Inc. decided applications in 7 of the states Fat Boy Data covers, most of them in Virginia, North Carolina and Maryland.
Can I apply to Jams-01, Inc. directly?
Yes. Jams-01, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Jams-01, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Jams-01, Inc. treats applications, then get a rate quote from the lender.