Jmj Financial Group mortgage approval rate & lending review
Jmj Financial Group decided 2,211 mortgage applications and funded 2,164 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Jmj Financial Group reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to web.jmj.me.
Jmj Financial Group at a glance
Approval is 13.7 points above the 84.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 1,437 / 1,460 | 100% | $585K | 1,437 |
| Cash-out refinance | 95% | 183 / 192 | 100% | $415K | 183 |
| Refinance | 95% | 128 / 135 | 100% | $665K | 128 |
| Investment property purchase | 98% | 242 / 247 | 100% | $485K | 242 |
| Investment cash-out refinance | 97% | 112 / 115 | 100% | $525K | 112 |
| Investment refinance | 100% | 62 / 62 | 100% | $1.10M | 62 |
Jmj Financial Group lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 98% | $585K | 1,572 | 1,544 |
| Idaho | 98% | $405K | 326 | 320 |
| Arizona | 100% | $275K | 66 | 66 |
| Nevada | 94% | $435K | 49 | 46 |
| Florida | 95% | $405K | 41 | 39 |
| Texas | 94% | $305K | 35 | 33 |
| Utah | 95% | $505K | 22 | 21 |
| Tennessee | 100% | $465K | 20 | 20 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Jmj Financial Group lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Orange County, CA | Mortgage lenders | 99% | 231 | 229 |
| Ada County, ID | Mortgage lenders | 98% | 171 | 167 |
| Canyon County, ID | Mortgage lenders | 100% | 83 | 83 |
| Ada County, ID | Investment property purchase | 100% | 31 | 31 |
| Riverside County, CA | Investment refinance | 100% | 23 | 23 |
The county markets where Jmj Financial Group made the most loans. Each link opens that market with every lender ranked.
Questions about Jmj Financial Group
What is Jmj Financial Group's mortgage approval rate?
Jmj Financial Group approved 97.9% of the 2,211 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.7 points above the 84.2% national rate for the same mix of loan types.
How often do borrowers take the loan Jmj Financial Group offers?
Borrowers accepted 100% of the loans Jmj Financial Group approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Jmj Financial Group make?
The typical home purchase mortgage loan Jmj Financial Group made was $585K; across all loan types its typical loan ran from $415K to $1.10M. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Jmj Financial Group lend?
Jmj Financial Group decided applications in 21 of the states Fat Boy Data covers, most of them in California, Idaho and Arizona.
Can I apply to Jmj Financial Group directly?
Yes. Jmj Financial Group reports as a direct lender that takes applications from borrowers. Its website is web.jmj.me.
Does this page show Jmj Financial Group's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Jmj Financial Group treats applications, then get a rate quote from the lender.