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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Riverside County, California

Fat Boy Data analyzed investment property refinance activity in Riverside County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,109 applications were decided by 284 lenders between 2023 and 2025.

Riverside County at a glance

284Active lenders23 with 20+ decisions
76.5%Market approval rate1,614 of 2,109 decided
$435KTypical loanmedian lender, $10K brackets
89%Borrower take-up1,439 loans funded

How Riverside County compares

Approval rate compared
Riverside County76.5%California76.8%All 616 counties77.7%
Typical loan compared
Riverside County$435KCalifornia$555KAll 616 counties$235K

What the data shows

The Loan Store, Inc. made the most investment property refinances in Riverside County, CA, 70 of them.

Val-Chris Investments, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.

The typical investment property refinance here is $435K, 22% smaller than the California typical of $555K.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Hometown Equity Mortgage, LLC: 32% approved of 34Homexpress Mortgage Corp.: 40% approved of 20Ony Glo, Inc.: 52% approved of 40Rocket Mortgage, LLC: 60% approved of 82Bank of America, National Association: 68% approved of 40Loandepot.Com, LLC: 71% approved of 28United Wholesale Mortgage, LLC: 74% approved of 190Wells Fargo Bank, National Association: 75% approved of 24NexBank: 77% approved of 22U.S. Bank National Association: 78% approved of 46Kiavi Funding, Inc.: 79% approved of 57JPMorgan Chase Bank, National Association: 82% approved of 28Foundation Mortgage Corporation: 84% approved of 43Vista Point Mortgage, LLC: 87% approved of 31Pennymac Loan Services, LLC: 87% approved of 55Ocmbc, Inc.: 89% approved of 71Royal Pacific Funding Corp.: 92% approved of 39Citadel Servicing Corporation: 93% approved of 27Pfn Lending Group, Inc.: 94% approved of 35The Loan Store, Inc.: 96% approved of 92Crosscountry Mortgage, LLC: 97% approved of 29Val-Chris Investments, Inc.: 100% approved of 26Jmj Financial Group: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Riverside County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only74%140 / 19097%$385K136
2The Loan Store, Inc.96%88 / 9280%$365K70
3Rocket Mortgage, LLC60%49 / 82100%$375K49
4Ocmbc, Inc.Broker only89%63 / 7173%$435K46
5Kiavi Funding, Inc.79%45 / 5789%$445K40

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 279 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Riverside County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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