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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Kennebec County, Maine

Fat Boy Data analyzed home improvement loan activity in Kennebec County, Maine to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,614 applications were decided by 68 lenders between 2023 and 2025.

Kennebec County at a glance

68Active lenders14 with 20+ decisions
77.8%Market approval rate1,256 of 1,614 decided
$45KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,193 loans funded

How Kennebec County compares

Approval rate compared
Kennebec County77.8%Maine75.2%All 616 counties62.7%
Typical loan compared
Kennebec County$45KMaine$75KAll 616 counties$75K

What the data shows

Kennebec Savings Bank made the most home improvement loans in Kennebec County, ME, 516 of them.

That is 43% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Trademark approved the highest share of applications among lenders with at least 20 decisions here, 92% of 25.

The typical home improvement loan here is $45K, 40% smaller than the Maine typical of $75K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 24% approved of 29Bank of America, National Association: 36% approved of 39Spring Eq, LLC: 38% approved of 21KeyBank National Association: 61% approved of 28TD Bank, National Association: 68% approved of 56Navy Federal Credit Union: 68% approved of 28Maine Savings Federal Credit Union: 71% approved of 35Maine State Credit Union: 74% approved of 141Bangor Savings Bank: 74% approved of 146The Camden National Bank: 85% approved of 136Kennebec Savings Bank: 88% approved of 623Cport: 90% approved of 63Trademark: 92% approved of 25Coastal Community Bank: 94% approved of 32

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Kennebec County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kennebec Savings Bank88%548 / 62394%$45K516
2Bangor Savings Bank74%108 / 146100%$55K108
3Maine State Credit Union74%104 / 14198%$45K102
4The Camden National Bank85%115 / 13698%$85K113
5Cport90%57 / 6393%$55K53

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 63 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Kennebec County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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