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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Penobscot County, Maine

Fat Boy Data analyzed home purchase mortgage activity in Penobscot County, Maine, home to Bangor, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,962 applications were decided by 200 lenders between 2023 and 2025.

Penobscot County at a glance

200Active lenders45 with 20+ decisions
86.7%Market approval rate4,303 of 4,962 decided
$235KTypical loanmedian lender, $10K brackets
97%Borrower take-up4,176 loans funded

How Penobscot County compares

Approval rate compared
Penobscot County86.7%Maine89.6%All 616 counties87.6%
Typical loan compared
Penobscot County$235KMaine$345KAll 616 counties$335K

What the data shows

Bangor Savings Bank made the most home purchase mortgages in Penobscot County, ME, 746 of them.

Primary Residential Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

The typical home purchase mortgage here is $235K, 32% smaller than the Maine typical of $345K.

Approval rate of all 45 lenders with 20+ decisions here
0%25%50%75%100%One lender: 37% approved of 51One lender: 40% approved of 30One lender: 43% approved of 21One lender: 57% approved of 23One lender: 62% approved of 24One lender: 67% approved of 24One lender: 68% approved of 25One lender: 72% approved of 25One lender: 73% approved of 22One lender: 74% approved of 23One lender: 75% approved of 20One lender: 76% approved of 59Maine Savings Federal Credit Union: 76% approved of 242One lender: 77% approved of 47One lender: 78% approved of 49One lender: 81% approved of 47One lender: 81% approved of 188One lender: 82% approved of 180One lender: 82% approved of 40One lender: 84% approved of 74One lender: 84% approved of 25One lender: 87% approved of 23One lender: 88% approved of 75One lender: 88% approved of 25One lender: 88% approved of 42One lender: 88% approved of 196One lender: 89% approved of 37One lender: 89% approved of 149Bangor Savings Bank: 90% approved of 836United Wholesale Mortgage, LLC: 90% approved of 343One lender: 90% approved of 42Leaderone Financial Corporation: 92% approved of 375One lender: 92% approved of 39One lender: 92% approved of 53One lender: 94% approved of 131One lender: 94% approved of 136One lender: 94% approved of 52One lender: 95% approved of 94One lender: 95% approved of 22One lender: 96% approved of 27One lender: 97% approved of 32One lender: 97% approved of 130One lender: 97% approved of 33Cmg Mortgage, Inc.: 97% approved of 256One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Penobscot County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bangor Savings Bank90%749 / 836100%$235K746
2Leaderone Financial Corporation92%346 / 375100%$245K346
3United Wholesale Mortgage, LLCBroker only90%309 / 34399%$255K307
4Cmg Mortgage, Inc.97%249 / 25691%$255K226
5Maine Savings Federal Credit Union76%185 / 24286%$175K160

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 195 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Penobscot County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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