Lender profile · HMDA 2023–2025
Key Mortgage Services, Inc. mortgage approval rates & lending data
Key Mortgage Services, Inc. decided 4,746 mortgage applications and funded 4,275 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 4,166 / 4,342 | 94% | $295K | 3,923 |
| Cash-out refinance | 86% | 31 / 36 | 87% | $235K | 27 |
| Refinance | 97% | 169 / 174 | 92% | $305K | 155 |
| Investment property purchase | 93% | 152 / 163 | 95% | $205K | 144 |
Key Mortgage Services, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 96% | $295K | 4,584 | 4,131 |
| Indiana | 96% | $235K | 54 | 49 |
| Wisconsin | 97% | $335K | 36 | 34 |
| Florida | 88% | $335K | 32 | 25 |
| Arizona | 92% | $485K | 12 | 11 |
| Michigan | 100% | $375K | 9 | 9 |
| Washington | 100% | $635K | 7 | 6 |
| Colorado | 100% | $235K | 2 | 2 |
| Minnesota | 100% | $385K | 2 | 1 |
| Ohio | 100% | $465K | 2 | 2 |
| California | 100% | $1.30M | 1 | 1 |
| North Carolina | 100% | $455K | 1 | 1 |
| Oregon | 0% | — | 1 | 0 |
| South Carolina | 100% | $235K | 1 | 1 |
| Tennessee | 100% | $685K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.