Key Mortgage Services, Inc. mortgage approval rate & lending review
Key Mortgage Services, Inc. decided 4,746 mortgage applications and funded 4,275 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Key Mortgage Services, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Key Mortgage Services, Inc. at a glance
Approval is 8.9 points above the 86.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 4,166 / 4,342 | 94% | $295K | 3,923 |
| Cash-out refinance | 86% | 31 / 36 | 87% | $235K | 27 |
| Refinance | 97% | 169 / 174 | 92% | $305K | 155 |
| Investment property purchase | 93% | 152 / 163 | 95% | $205K | 144 |
Key Mortgage Services, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 96% | $295K | 4,584 | 4,131 |
| Indiana | 96% | $235K | 54 | 49 |
| Wisconsin | 97% | $335K | 36 | 34 |
| Florida | 88% | $335K | 32 | 25 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Key Mortgage Services, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Cook County, IL | Mortgage lenders | 94% | 2,019 | 1,765 |
| DuPage County, IL | Mortgage lenders | 98% | 541 | 515 |
| Kane County, IL | Mortgage lenders | 97% | 414 | 384 |
| Lake County, IL | Mortgage lenders | 98% | 375 | 347 |
| McHenry County, IL | Mortgage lenders | 97% | 354 | 326 |
| Will County, IL | Mortgage lenders | 97% | 324 | 302 |
| Kendall County, IL | Mortgage lenders | 100% | 79 | 74 |
| DeKalb County, IL | Mortgage lenders | 94% | 64 | 56 |
| DuPage County, IL | Refinance | 97% | 31 | 29 |
| Winnebago County, IL | Mortgage lenders | 93% | 27 | 23 |
| DuPage County, IL | Investment property purchase | 95% | 20 | 19 |
| Kane County, IL | Refinance | 100% | 20 | 18 |
The county markets where Key Mortgage Services, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Key Mortgage Services, Inc.
What is Key Mortgage Services, Inc.'s mortgage approval rate?
Key Mortgage Services, Inc. approved 95.8% of the 4,746 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.9 points above the 86.9% national rate for the same mix of loan types.
How often do borrowers take the loan Key Mortgage Services, Inc. offers?
Borrowers accepted 94% of the loans Key Mortgage Services, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Key Mortgage Services, Inc. make?
The typical home purchase mortgage loan Key Mortgage Services, Inc. made was $295K; across all loan types its typical loan ran from $205K to $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Key Mortgage Services, Inc. lend?
Key Mortgage Services, Inc. decided applications in 16 of the states Fat Boy Data covers, most of them in Illinois, Indiana and Wisconsin.
Can I apply to Key Mortgage Services, Inc. directly?
Yes. Key Mortgage Services, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Key Mortgage Services, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Key Mortgage Services, Inc. treats applications, then get a rate quote from the lender.