Kiavi Funding, Inc. mortgage approval rate & lending review
Kiavi Funding, Inc. decided 67,977 mortgage applications and funded 57,823 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Kiavi Funding, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to kiavi.com.
Kiavi Funding, Inc. at a glance
Approval is 3.2 points above the 85.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Investment property purchase | 91% | 45,641 / 50,280 | 96% | $225K | 44,016 |
| Investment refinance | 81% | 14,292 / 17,697 | 97% | $155K | 13,807 |
Kiavi Funding, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 92% | $695K | 9,723 | 8,577 |
| Florida | 86% | $255K | 8,884 | 7,327 |
| Ohio | 91% | $145K | 4,993 | 4,369 |
| Pennsylvania | 87% | $175K | 4,227 | 3,534 |
| Texas | 86% | $215K | 4,094 | 3,402 |
| Georgia | 87% | $235K | 3,600 | 3,013 |
| North Carolina | 90% | $175K | 3,457 | 3,030 |
| Michigan | 86% | $135K | 3,208 | 2,664 |
| New Jersey | 90% | $265K | 2,749 | 2,384 |
| Maryland | 83% | $155K | 2,048 | 1,628 |
| Nevada | 93% | $335K | 1,948 | 1,739 |
| Missouri | 88% | $135K | 1,944 | 1,637 |
| Tennessee | 88% | $185K | 1,876 | 1,597 |
| Indiana | 87% | $155K | 1,846 | 1,570 |
| Virginia | 89% | $245K | 1,530 | 1,339 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Kiavi Funding, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Investment property purchase | 93% | 1,967 | 1,773 |
| Clark County, NV | Investment property purchase | 95% | 1,679 | 1,525 |
| San Diego County, CA | Investment property purchase | 95% | 1,188 | 1,053 |
| Wayne County, MI | Investment property purchase | 86% | 1,121 | 933 |
| Philadelphia County, PA | Investment property purchase | 88% | 984 | 822 |
| Franklin County, OH | Investment property purchase | 95% | 804 | 738 |
| Cuyahoga County, OH | Investment property purchase | 90% | 835 | 710 |
| Orange County, CA | Investment property purchase | 95% | 715 | 661 |
| San Bernardino County, CA | Investment property purchase | 92% | 739 | 661 |
| Wayne County, MI | Investment refinance | 80% | 811 | 640 |
| Jackson County, MO | Investment property purchase | 94% | 642 | 593 |
| Duval County, FL | Investment property purchase | 92% | 647 | 575 |
The county markets where Kiavi Funding, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Kiavi Funding, Inc.
What is Kiavi Funding, Inc.'s mortgage approval rate?
Kiavi Funding, Inc. approved 88.2% of the 67,977 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.2 points above the 85.0% national rate for the same mix of loan types.
How often do borrowers take the loan Kiavi Funding, Inc. offers?
Borrowers accepted 96% of the loans Kiavi Funding, Inc. approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Kiavi Funding, Inc. make?
The typical investment property mortgage loan Kiavi Funding, Inc. made was $225K; across all loan types its typical loan ran from $155K to $225K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Kiavi Funding, Inc. lend?
Kiavi Funding, Inc. decided applications in 47 of the states Fat Boy Data covers, most of them in California, Florida and Ohio.
Can I apply to Kiavi Funding, Inc. directly?
Yes. Kiavi Funding, Inc. reports as a direct lender that takes applications from borrowers. Its website is kiavi.com.
Does this page show Kiavi Funding, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Kiavi Funding, Inc. treats applications, then get a rate quote from the lender.