Liberty Home Mortgage Corporation mortgage approval rate & lending review
Liberty Home Mortgage Corporation decided 3,127 mortgage applications and funded 2,654 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Liberty Home Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to libertyhomemortgage.com.
Liberty Home Mortgage Corporation at a glance
Approval is 2.3 points above the 83.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 2,020 / 2,222 | 99% | $195K | 2,009 |
| Cash-out refinance | 61% | 353 / 582 | 99% | $215K | 350 |
| Refinance | 92% | 178 / 194 | 100% | $205K | 178 |
| Investment property purchase | 94% | 74 / 79 | 99% | $105K | 73 |
| Investment cash-out refinance | 87% | 27 / 31 | 96% | $125K | 26 |
Liberty Home Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 92% | $195K | 2,026 | 1,851 |
| Georgia | 75% | $255K | 174 | 128 |
| Florida | 66% | $215K | 163 | 106 |
| New Jersey | 62% | $315K | 69 | 43 |
| Pennsylvania | 74% | $135K | 62 | 46 |
| South Carolina | 84% | $205K | 61 | 51 |
| Illinois | 70% | $205K | 50 | 35 |
| Michigan | 69% | $155K | 42 | 29 |
| Maryland | 74% | $245K | 38 | 28 |
| Texas | 84% | $235K | 38 | 31 |
| Indiana | 86% | $215K | 35 | 30 |
| Alabama | 81% | $245K | 32 | 25 |
| North Carolina | 88% | $235K | 32 | 28 |
| Massachusetts | 69% | $315K | 26 | 18 |
| Arizona | 83% | $175K | 24 | 19 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Liberty Home Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Cuyahoga County, OH | Mortgage lenders | 93% | 603 | 558 |
| Summit County, OH | Mortgage lenders | 94% | 230 | 214 |
| Lake County, OH | Mortgage lenders | 90% | 182 | 164 |
| Lorain County, OH | Mortgage lenders | 95% | 108 | 102 |
| Stark County, OH | Mortgage lenders | 92% | 90 | 83 |
| Medina County, OH | Mortgage lenders | 97% | 72 | 70 |
| Portage County, OH | Mortgage lenders | 97% | 69 | 67 |
| Mahoning County, OH | Mortgage lenders | 94% | 66 | 62 |
| Trumbull County, OH | Mortgage lenders | 85% | 65 | 55 |
| Montgomery County, OH | Mortgage lenders | 92% | 49 | 45 |
| Cuyahoga County, OH | Refinance | 100% | 36 | 36 |
| Cuyahoga County, OH | Investment property purchase | 96% | 27 | 26 |
The county markets where Liberty Home Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Liberty Home Mortgage Corporation
What is Liberty Home Mortgage Corporation's mortgage approval rate?
Liberty Home Mortgage Corporation approved 85.4% of the 3,127 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 2.3 points above the 83.1% national rate for the same mix of loan types.
How often do borrowers take the loan Liberty Home Mortgage Corporation offers?
Borrowers accepted 99% of the loans Liberty Home Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Liberty Home Mortgage Corporation make?
The typical home purchase mortgage loan Liberty Home Mortgage Corporation made was $195K; across all loan types its typical loan ran from $105K to $215K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Liberty Home Mortgage Corporation lend?
Liberty Home Mortgage Corporation decided applications in 41 of the states Fat Boy Data covers, most of them in Ohio, Georgia and Florida.
Can I apply to Liberty Home Mortgage Corporation directly?
Yes. Liberty Home Mortgage Corporation reports as a direct lender that takes applications from borrowers. Its website is libertyhomemortgage.com.
Does this page show Liberty Home Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Liberty Home Mortgage Corporation treats applications, then get a rate quote from the lender.