Listerhill Credit Union mortgage approval rate & lending review
Listerhill Credit Union decided 367 mortgage applications and funded 329 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Listerhill Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Listerhill Credit Union at a glance
Approval is 17.4 points above the 73.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 78 / 81 | 100% | $285K | 78 |
| Cash-out refinance | 89% | 215 / 241 | 98% | $75K | 210 |
Listerhill Credit Union lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Listerhill Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Maury County, TN | Cash-out refinance | 89% | 140 | 121 |
| Limestone County, AL | Cash-out refinance | 91% | 45 | 41 |
| Madison County, AL | Cash-out refinance | 90% | 21 | 18 |
The county markets where Listerhill Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Listerhill Credit Union
What is Listerhill Credit Union's mortgage approval rate?
Listerhill Credit Union approved 91.3% of the 367 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 17.4 points above the 73.9% national rate for the same mix of loan types.
How often do borrowers take the loan Listerhill Credit Union offers?
Borrowers accepted 98% of the loans Listerhill Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Listerhill Credit Union make?
The typical cash-out refinance loan Listerhill Credit Union made was $75K; across all loan types its typical loan ran from $75K to $285K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Listerhill Credit Union lend?
Listerhill Credit Union decided applications in 4 of the states Fat Boy Data covers, most of them in Tennessee, Alabama and Florida.
Can I apply to Listerhill Credit Union directly?
Yes. Listerhill Credit Union is a bank or credit union with 18 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Listerhill Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Listerhill Credit Union treats applications, then get a rate quote from the lender.