Luana Savings Bank mortgage approval rate & lending review
Luana Savings Bank decided 1,040 mortgage applications and funded 1,021 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Luana Savings Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Luana Savings Bank at a glance
Approval is 14.7 points above the 83.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 618 / 626 | 100% | $225K | 616 |
| Home improvement loans | 95% | 35 / 37 | 100% | $65K | 35 |
| Refinance | 98% | 219 / 224 | 100% | $265K | 219 |
| Investment property purchase | 99% | 112 / 113 | 100% | $165K | 112 |
Luana Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Iowa | 98% | $225K | 1,031 | 1,012 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Luana Savings Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Polk County, IA | Mortgage lenders | 99% | 408 | 403 |
| Dallas County, IA | Mortgage lenders | 99% | 194 | 190 |
| Polk County, IA | Refinance | 97% | 152 | 148 |
| Polk County, IA | Investment property purchase | 99% | 74 | 73 |
| Dallas County, IA | Refinance | 98% | 64 | 63 |
| Polk County, IA | Home improvement loans | 93% | 30 | 28 |
| Dallas County, IA | Investment property purchase | 100% | 22 | 22 |
The county markets where Luana Savings Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Luana Savings Bank
What is Luana Savings Bank's mortgage approval rate?
Luana Savings Bank approved 98.4% of the 1,040 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.7 points above the 83.7% national rate for the same mix of loan types.
How often do borrowers take the loan Luana Savings Bank offers?
Borrowers accepted 100% of the loans Luana Savings Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Luana Savings Bank make?
The typical home purchase mortgage loan Luana Savings Bank made was $225K; across all loan types its typical loan ran from $65K to $265K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Luana Savings Bank lend?
Luana Savings Bank decided applications in 5 of the states Fat Boy Data covers, most of them in Iowa, Minnesota and Wisconsin.
Can I apply to Luana Savings Bank directly?
Yes. Luana Savings Bank is a bank or credit union with 6 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Luana Savings Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Luana Savings Bank treats applications, then get a rate quote from the lender.