Lender profile · HMDA 2023–2025
MASS BAY Credit Union mortgage approval rates & lending data
MASS BAY Credit Union decided 478 mortgage applications and funded 308 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 80% | 82 / 102 | 99% | $545K | 81 |
| Home improvement loans | 69% | 178 / 258 | 93% | $105K | 165 |
| Cash-out refinance | 46% | 16 / 35 | 94% | $255K | 15 |
| Refinance | 71% | 45 / 63 | 93% | $165K | 42 |
MASS BAY Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 69% | $105K | 454 | 295 |
| New Hampshire | 69% | $175K | 13 | 9 |
| Rhode Island | 57% | $55K | 7 | 3 |
| Florida | 0% | — | 2 | 0 |
| Maine | 100% | $95K | 1 | 1 |
| Maryland | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.