Home improvement loan lenders in Suffolk County, Massachusetts
Fat Boy Data analyzed home improvement loan activity in Suffolk County, Massachusetts, home to Boston, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,526 applications were decided by 136 lenders between 2023 and 2025.
Suffolk County at a glance
How Suffolk County compares
What the data shows
Citizens Bank, National Association made the most home improvement loans in Suffolk County, MA, 576 of them.
That is 27% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
Harvard University Employees Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 92% of 51.
Lenders approved 51.9% of home improvement loan applications in Suffolk County, MA, 15.5 percentage points below the Massachusetts rate of 67.4%.
The typical home improvement loan here is $155K, 48% larger than the Massachusetts typical of $105K.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Suffolk County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Citizens Bank, National Association | 45% | 607 / 1,361 | 95% | $155K | 576 |
| 2 | Bank of America, National Association | 37% | 185 / 503 | 99% | $105K | 184 |
| 3 | Eastern Bank | 60% | 282 / 468 | 88% | $165K | 249 |
| 4 | Rockland Trust Company | 46% | 197 / 426 | 83% | $125K | 163 |
| 5 | METRO Credit Union | 90% | 144 / 160 | 99% | $85K | 142 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 131 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Suffolk County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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