MassMutual Federal Credit Union mortgage approval rate & lending review
MassMutual Federal Credit Union decided 359 mortgage applications and funded 355 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions MassMutual Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
MassMutual Federal Credit Union at a glance
Approval is 31.2 points above the 67.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 47 / 47 | 100% | $225K | 47 |
| Home improvement loans | 99% | 254 / 257 | 100% | $55K | 254 |
| Refinance | 97% | 37 / 38 | 100% | $105K | 37 |
MassMutual Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 100% | $55K | 205 | 204 |
| Connecticut | 97% | $105K | 70 | 68 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where MassMutual Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Hampden County, MA | Home improvement loans | 100% | 119 | 119 |
| Capitol Planning Region, CT | Home improvement loans | 98% | 52 | 51 |
| Hampshire County, MA | Home improvement loans | 100% | 22 | 22 |
The county markets where MassMutual Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about MassMutual Federal Credit Union
What is MassMutual Federal Credit Union's mortgage approval rate?
MassMutual Federal Credit Union approved 98.9% of the 359 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 31.2 points above the 67.7% national rate for the same mix of loan types.
How often do borrowers take the loan MassMutual Federal Credit Union offers?
Borrowers accepted 100% of the loans MassMutual Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does MassMutual Federal Credit Union make?
The typical home improvement loan loan MassMutual Federal Credit Union made was $55K; across all loan types its typical loan ran from $55K to $225K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does MassMutual Federal Credit Union lend?
MassMutual Federal Credit Union decided applications in 26 of the states Fat Boy Data covers, most of them in Massachusetts, Connecticut and Florida.
Can I apply to MassMutual Federal Credit Union directly?
Yes. MassMutual Federal Credit Union is a bank or credit union with 2 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show MassMutual Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how MassMutual Federal Credit Union treats applications, then get a rate quote from the lender.