Mazuma Credit Union mortgage approval rate & lending review
Mazuma Credit Union decided 656 mortgage applications and funded 524 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Mazuma Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Mazuma Credit Union at a glance
Approval is 4.9 points above the 76.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 257 / 274 | 99% | $235K | 254 |
| Home improvement loans | 76% | 113 / 149 | 100% | $65K | 113 |
| Cash-out refinance | 69% | 99 / 144 | 99% | $175K | 98 |
| Refinance | 74% | 37 / 50 | 97% | $245K | 36 |
| Investment cash-out refinance | 60% | 15 / 25 | 80% | $135K | 12 |
Mazuma Credit Union lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Mazuma Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Jackson County, MO | Mortgage lenders | 92% | 120 | 109 |
| Jackson County, MO | Cash-out refinance | 69% | 75 | 52 |
| Jackson County, MO | Home improvement loans | 72% | 68 | 49 |
| Clay County, MO | Mortgage lenders | 98% | 41 | 39 |
| Cass County, MO | Mortgage lenders | 94% | 34 | 32 |
| Johnson County, KS | Home improvement loans | 83% | 30 | 25 |
| Clay County, MO | Cash-out refinance | 65% | 26 | 17 |
| Jackson County, MO | Investment cash-out refinance | 50% | 20 | 9 |
The county markets where Mazuma Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Mazuma Credit Union
What is Mazuma Credit Union's mortgage approval rate?
Mazuma Credit Union approved 81.1% of the 656 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.9 points above the 76.2% national rate for the same mix of loan types.
How often do borrowers take the loan Mazuma Credit Union offers?
Borrowers accepted 98% of the loans Mazuma Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Mazuma Credit Union make?
The typical home purchase mortgage loan Mazuma Credit Union made was $235K; across all loan types its typical loan ran from $65K to $245K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Mazuma Credit Union lend?
Mazuma Credit Union decided applications in 10 of the states Fat Boy Data covers, most of them in Missouri, Kansas and Florida.
Can I apply to Mazuma Credit Union directly?
Yes. Mazuma Credit Union is a bank or credit union with 10 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Mazuma Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Mazuma Credit Union treats applications, then get a rate quote from the lender.