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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Johnson County, Kansas

Fat Boy Data analyzed home improvement loan activity in Johnson County, Kansas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,408 applications were decided by 142 lenders between 2023 and 2025.

Johnson County at a glance

142Active lenders32 with 20+ decisions
74.2%Market approval rate5,499 of 7,408 decided
$75KTypical loanmedian lender, $10K brackets
92%Borrower take-up5,084 loans funded

How Johnson County compares

Approval rate compared
Johnson County74.2%Kansas69.7%All 616 counties62.7%
Typical loan compared
Johnson County$75KKansas$65KAll 616 counties$75K

What the data shows

Communityamerica Federal Credit Union made the most home improvement loans in Johnson County, KS, 1,303 of them.

That is 26% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Azura Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 90% of 21.

The typical home improvement loan here is $75K, 15% larger than the Kansas typical of $65K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 32 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 41% approved of 214Spring Eq, LLC: 46% approved of 142Bank of America, National Association: 61% approved of 581BOKF, National Association: 61% approved of 72BMO Bank National Association: 61% approved of 122U.S. Bank National Association: 62% approved of 468PNC Bank, National Association: 63% approved of 62Equity Bank: 63% approved of 30NBH Bank: 65% approved of 40Pentagon Federal Credit Union: 65% approved of 46Commerce Bank: 70% approved of 649UMB Bank, National Association: 71% approved of 392Fidelity Bank, National Association: 71% approved of 59HTLF Bank: 71% approved of 77Fourleaf: 71% approved of 35Arvest Bank: 72% approved of 254Great Southern Bank: 73% approved of 22The Central Trust Bank: 73% approved of 149Figure Lending LLC: 74% approved of 145First National Bank of Omaha: 77% approved of 247Mainstreet Federal Credit Union: 80% approved of 473Navy Federal Credit Union: 80% approved of 80Intrust Bank, National Association: 83% approved of 29Communityamerica Federal Credit Union: 83% approved of 1,697Mazuma Credit Union: 83% approved of 30Capitol Federal Savings Bank: 84% approved of 548Homebridge Financial Services, Inc.: 85% approved of 20Nationstar Mortgage LLC: 87% approved of 54Rocket Mortgage, LLC: 88% approved of 25First Federal Bank of Kansas City: 90% approved of 52Azura Credit Union: 90% approved of 21Coastal Community Bank: 100% approved of 139

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Johnson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Communityamerica Federal Credit Union83%1,408 / 1,69793%$75K1,303
2Commerce Bank70%455 / 64998%$75K446
3Bank of America, National Association61%355 / 58197%$105K346
4Capitol Federal Savings Bank84%460 / 54897%$65K444
5Mainstreet Federal Credit Union80%377 / 47380%$55K302

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 137 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Johnson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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