Home improvement loan lenders in Johnson County, Kansas
Fat Boy Data analyzed home improvement loan activity in Johnson County, Kansas, home to Overland Park, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,408 applications were decided by 142 lenders between 2023 and 2025.
Johnson County at a glance
How Johnson County compares
What the data shows
Communityamerica Federal Credit Union made the most home improvement loans in Johnson County, KS, 1,303 of them.
That is 26% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
Azura Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 90% of 21.
The typical home improvement loan here is $75K, 15% larger than the Kansas typical of $65K.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Johnson County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Communityamerica Federal Credit Union | 83% | 1,408 / 1,697 | 93% | $75K | 1,303 |
| 2 | Commerce Bank | 70% | 455 / 649 | 98% | $75K | 446 |
| 3 | Bank of America, National Association | 61% | 355 / 581 | 97% | $105K | 346 |
| 4 | Capitol Federal Savings Bank | 84% | 460 / 548 | 97% | $65K | 444 |
| 5 | Mainstreet Federal Credit Union | 80% | 377 / 473 | 80% | $55K | 302 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 137 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Johnson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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