Lender profile · HMDA 2023–2025
Member First Mortgage, LLC mortgage approval rates & lending data
Member First Mortgage, LLC decided 3,672 mortgage applications and funded 2,551 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 83% | 1,878 / 2,251 | 94% | $305K | 1,772 |
| Home improvement loans | 87% | 46 / 53 | 83% | $75K | 38 |
| Cash-out refinance | 56% | 440 / 786 | 90% | $175K | 397 |
| Refinance | 64% | 215 / 335 | 87% | $425K | 187 |
| Investment property purchase | 87% | 127 / 146 | 95% | $235K | 121 |
| Investment cash-out refinance | 44% | 37 / 84 | 84% | $195K | 31 |
Member First Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 72% | $205K | 825 | 544 |
| Texas | 82% | $405K | 568 | 443 |
| Indiana | 70% | $195K | 341 | 220 |
| Georgia | 70% | $325K | 331 | 206 |
| Washington | 87% | $695K | 254 | 216 |
| Illinois | 79% | $305K | 234 | 169 |
| New Jersey | 66% | $395K | 207 | 122 |
| Pennsylvania | 76% | $215K | 193 | 127 |
| Florida | 69% | $275K | 131 | 82 |
| California | 88% | $635K | 94 | 80 |
| Kentucky | 76% | $195K | 79 | 57 |
| Tennessee | 82% | $275K | 57 | 47 |
| Ohio | 69% | $245K | 55 | 34 |
| Oregon | 83% | $405K | 41 | 33 |
| New Mexico | 78% | $335K | 36 | 22 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.