Member First Mortgage, LLC mortgage approval rate & lending review
Member First Mortgage, LLC decided 3,672 mortgage applications and funded 2,551 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Member First Mortgage, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to memberfirstmortgage.com.
Member First Mortgage, LLC at a glance
Approval is 6.7 points below the 81.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 83% | 1,878 / 2,251 | 94% | $305K | 1,772 |
| Home improvement loans | 87% | 46 / 53 | 83% | $75K | 38 |
| Cash-out refinance | 56% | 440 / 786 | 90% | $175K | 397 |
| Refinance | 64% | 215 / 335 | 87% | $425K | 187 |
| Investment property purchase | 87% | 127 / 146 | 95% | $235K | 121 |
| Investment cash-out refinance | 44% | 37 / 84 | 84% | $195K | 31 |
Member First Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 72% | $205K | 825 | 544 |
| Texas | 82% | $405K | 568 | 443 |
| Indiana | 70% | $195K | 341 | 220 |
| Georgia | 70% | $325K | 331 | 206 |
| Washington | 87% | $695K | 254 | 216 |
| Illinois | 79% | $305K | 234 | 169 |
| New Jersey | 66% | $395K | 207 | 122 |
| Pennsylvania | 76% | $215K | 193 | 127 |
| Florida | 69% | $275K | 131 | 82 |
| California | 88% | $635K | 94 | 80 |
| Kentucky | 76% | $195K | 79 | 57 |
| Tennessee | 82% | $275K | 57 | 47 |
| Ohio | 69% | $245K | 55 | 34 |
| Oregon | 83% | $405K | 41 | 33 |
| New Mexico | 78% | $335K | 36 | 22 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Member First Mortgage, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Wayne County, MI | Mortgage lenders | 67% | 162 | 93 |
| Calhoun County, MI | Mortgage lenders | 85% | 52 | 39 |
| Wayne County, MI | Cash-out refinance | 55% | 77 | 38 |
| Bartow County, GA | Cash-out refinance | 81% | 37 | 28 |
| Bartow County, GA | Mortgage lenders | 97% | 29 | 27 |
| Centre County, PA | Mortgage lenders | 90% | 29 | 22 |
| Delaware County, IN | Mortgage lenders | 91% | 23 | 19 |
| St. Joseph County, IN | Mortgage lenders | 72% | 25 | 17 |
| Vanderburgh County, IN | Mortgage lenders | 74% | 23 | 17 |
| Lake County, IN | Cash-out refinance | 65% | 26 | 15 |
| Kalamazoo County, MI | Mortgage lenders | 80% | 20 | 14 |
| St. Joseph County, IN | Cash-out refinance | 31% | 26 | 7 |
The county markets where Member First Mortgage, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Member First Mortgage, LLC
What is Member First Mortgage, LLC's mortgage approval rate?
Member First Mortgage, LLC approved 74.9% of the 3,672 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.7 points below the 81.7% national rate for the same mix of loan types.
How often do borrowers take the loan Member First Mortgage, LLC offers?
Borrowers accepted 93% of the loans Member First Mortgage, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Member First Mortgage, LLC make?
The typical home purchase mortgage loan Member First Mortgage, LLC made was $305K; across all loan types its typical loan ran from $75K to $425K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Member First Mortgage, LLC lend?
Member First Mortgage, LLC decided applications in 36 of the states Fat Boy Data covers, most of them in Michigan, Texas and Indiana.
Can I apply to Member First Mortgage, LLC directly?
Yes. Member First Mortgage, LLC reports as a direct lender that takes applications from borrowers. Its website is memberfirstmortgage.com.
Does this page show Member First Mortgage, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Member First Mortgage, LLC treats applications, then get a rate quote from the lender.