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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Merrimack County, New Hampshire

Fat Boy Data analyzed cash-out refinance activity in Merrimack County, New Hampshire to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,944 applications were decided by 145 lenders between 2023 and 2025.

Merrimack County at a glance

145Active lenders23 with 20+ decisions
73.9%Market approval rate1,437 of 1,944 decided
$195KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,372 loans funded

How Merrimack County compares

Approval rate compared
Merrimack County73.9%New Hampshire72.4%All 616 counties68.2%
Typical loan compared
Merrimack County$195KNew Hampshire$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Merrimack County, NH, 364 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 97% of 64.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 32% approved of 25Lakeview Loan Servicing, LLC: 34% approved of 29Amerisave Mortgage Corporation: 35% approved of 124Carrington Mortgage Services, LLC: 49% approved of 55New American Funding, LLC: 52% approved of 21Service Federal Credit Union: 58% approved of 76Newrez LLC: 62% approved of 47American Financing Corporation: 64% approved of 22Lighthouse Federal Credit Union: 67% approved of 36Pennymac Loan Services, LLC: 70% approved of 50Loandepot.Com, LLC: 75% approved of 75United Wholesale Mortgage, LLC: 78% approved of 107St. Mary's Bank: 78% approved of 37Citizens Bank, National Association: 80% approved of 25Nationstar Mortgage LLC: 80% approved of 46Merrimack County Savings Bank: 81% approved of 26First Technology: 82% approved of 40Rocket Mortgage, LLC: 85% approved of 441Mutual of Omaha Mortgage, Inc.: 87% approved of 23Granite State Credit Union: 89% approved of 74Freedom Mortgage Corporation: 90% approved of 31Guild Mortgage Company LLC: 93% approved of 29Cmg Mortgage, Inc.: 97% approved of 64

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Merrimack County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC85%373 / 44198%$195K364
2Amerisave Mortgage Corporation35%43 / 12493%$115K40
3United Wholesale Mortgage, LLCBroker only78%83 / 10798%$315K81
4Service Federal Credit Union58%44 / 7698%$105K43
5Loandepot.Com, LLC75%56 / 7598%$285K55

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 140 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Merrimack County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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