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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Merrimack County, New Hampshire

Fat Boy Data analyzed cash-out refinance activity in Merrimack County, New Hampshire, home to Concord, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,944 applications were decided by 145 lenders between 2023 and 2025.

Merrimack County at a glance

145Active lenders23 with 20+ decisions
73.9%Market approval rate1,437 of 1,944 decided
$195KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,372 loans funded

How Merrimack County compares

Approval rate compared
Merrimack County73.9%New Hampshire72.4%All 616 counties68.2%
Typical loan compared
Merrimack County$195KNew Hampshire$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Merrimack County, NH, 364 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 97% of 64.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%One lender: 32% approved of 25One lender: 34% approved of 29Amerisave Mortgage Corporation: 35% approved of 124One lender: 49% approved of 55One lender: 52% approved of 21Service Federal Credit Union: 58% approved of 76One lender: 62% approved of 47One lender: 64% approved of 22One lender: 67% approved of 36One lender: 70% approved of 50Loandepot.Com, LLC: 75% approved of 75United Wholesale Mortgage, LLC: 78% approved of 107One lender: 78% approved of 37One lender: 80% approved of 25One lender: 80% approved of 46One lender: 81% approved of 26One lender: 82% approved of 40Rocket Mortgage, LLC: 85% approved of 441One lender: 87% approved of 23One lender: 89% approved of 74One lender: 90% approved of 31One lender: 93% approved of 29One lender: 97% approved of 64

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Merrimack County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC85%373 / 44198%$195K364
2Amerisave Mortgage Corporation35%43 / 12493%$115K40
3United Wholesale Mortgage, LLCBroker only78%83 / 10798%$315K81
4Service Federal Credit Union58%44 / 7698%$105K43
5Loandepot.Com, LLC75%56 / 7598%$285K55

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 140 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Merrimack County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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