Lender profile · HMDA 2023–2025
Mld Mortgage Inc. mortgage approval rates & lending data
Mld Mortgage Inc. decided 10,219 mortgage applications and funded 8,971 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 7,608 / 7,936 | 92% | $305K | 7,004 |
| Cash-out refinance | 92% | 483 / 525 | 90% | $305K | 434 |
| Refinance | 97% | 716 / 737 | 91% | $455K | 651 |
| Investment property purchase | 95% | 673 / 707 | 92% | $225K | 619 |
| Investment cash-out refinance | 93% | 178 / 191 | 90% | $295K | 161 |
| Investment refinance | 97% | 119 / 123 | 86% | $325K | 102 |
Mld Mortgage Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 97% | $515K | 2,254 | 1,944 |
| New Jersey | 94% | $285K | 1,895 | 1,587 |
| Illinois | 96% | $275K | 1,845 | 1,674 |
| Oklahoma | 99% | $225K | 1,123 | 1,052 |
| Washington | 97% | $435K | 619 | 546 |
| Massachusetts | 93% | $535K | 310 | 271 |
| Texas | 97% | $305K | 204 | 189 |
| Delaware | 97% | $375K | 189 | 179 |
| Florida | 89% | $335K | 183 | 148 |
| Maryland | 91% | $335K | 160 | 136 |
| Pennsylvania | 95% | $295K | 152 | 140 |
| Wisconsin | 98% | $305K | 141 | 132 |
| Virginia | 90% | $485K | 132 | 115 |
| New York | 93% | $435K | 118 | 99 |
| North Carolina | 96% | $345K | 108 | 94 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.