Mld Mortgage Inc. mortgage approval rate & lending review
Mld Mortgage Inc. decided 10,219 mortgage applications and funded 8,971 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Mld Mortgage Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Mld Mortgage Inc. at a glance
Approval is 10.3 points above the 85.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 7,608 / 7,936 | 92% | $305K | 7,004 |
| Cash-out refinance | 92% | 483 / 525 | 90% | $305K | 434 |
| Refinance | 97% | 716 / 737 | 91% | $455K | 651 |
| Investment property purchase | 95% | 673 / 707 | 92% | $225K | 619 |
| Investment cash-out refinance | 93% | 178 / 191 | 90% | $295K | 161 |
| Investment refinance | 97% | 119 / 123 | 86% | $325K | 102 |
Mld Mortgage Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 97% | $515K | 2,254 | 1,944 |
| New Jersey | 94% | $285K | 1,895 | 1,587 |
| Illinois | 96% | $275K | 1,845 | 1,674 |
| Oklahoma | 99% | $225K | 1,123 | 1,052 |
| Washington | 97% | $435K | 619 | 546 |
| Massachusetts | 93% | $535K | 310 | 271 |
| Texas | 97% | $305K | 204 | 189 |
| Delaware | 97% | $375K | 189 | 179 |
| Florida | 89% | $335K | 183 | 148 |
| Maryland | 91% | $335K | 160 | 136 |
| Pennsylvania | 95% | $295K | 152 | 140 |
| Wisconsin | 98% | $305K | 141 | 132 |
| Virginia | 90% | $485K | 132 | 115 |
| New York | 93% | $435K | 118 | 99 |
| North Carolina | 96% | $345K | 108 | 94 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Mld Mortgage Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Oklahoma County, OK | Mortgage lenders | 99% | 583 | 551 |
| Mercer County, NJ | Mortgage lenders | 91% | 496 | 401 |
| Peoria County, IL | Mortgage lenders | 97% | 356 | 330 |
| Kern County, CA | Mortgage lenders | 97% | 359 | 310 |
| Ventura County, CA | Mortgage lenders | 98% | 317 | 288 |
| Burlington County, NJ | Mortgage lenders | 97% | 275 | 239 |
| Contra Costa County, CA | Mortgage lenders | 96% | 271 | 236 |
| Canadian County, OK | Mortgage lenders | 100% | 225 | 211 |
| Cleveland County, OK | Mortgage lenders | 100% | 213 | 195 |
| Tazewell County, IL | Mortgage lenders | 94% | 208 | 189 |
| Pierce County, WA | Mortgage lenders | 98% | 199 | 178 |
| Tulare County, CA | Mortgage lenders | 97% | 149 | 136 |
The county markets where Mld Mortgage Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Mld Mortgage Inc.
What is Mld Mortgage Inc.'s mortgage approval rate?
Mld Mortgage Inc. approved 95.7% of the 10,219 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.3 points above the 85.4% national rate for the same mix of loan types.
How often do borrowers take the loan Mld Mortgage Inc. offers?
Borrowers accepted 92% of the loans Mld Mortgage Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Mld Mortgage Inc. make?
The typical home purchase mortgage loan Mld Mortgage Inc. made was $305K; across all loan types its typical loan ran from $225K to $455K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Mld Mortgage Inc. lend?
Mld Mortgage Inc. decided applications in 42 of the states Fat Boy Data covers, most of them in California, New Jersey and Illinois.
Can I apply to Mld Mortgage Inc. directly?
Yes. Mld Mortgage Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Mld Mortgage Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Mld Mortgage Inc. treats applications, then get a rate quote from the lender.