Mortgage Access Corp. mortgage approval rate & lending review
Mortgage Access Corp. decided 4,230 mortgage applications and funded 3,912 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Mortgage Access Corp. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to mortgageaccess.mymortgage-online.com.
Mortgage Access Corp. at a glance
Approval is 6.7 points above the 86.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 3,693 / 3,918 | 99% | $385K | 3,659 |
| Cash-out refinance | 81% | 52 / 64 | 90% | $245K | 47 |
| Refinance | 87% | 113 / 130 | 92% | $355K | 104 |
| Investment property purchase | 89% | 96 / 108 | 99% | $175K | 95 |
Mortgage Access Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 93% | $395K | 1,820 | 1,660 |
| Pennsylvania | 93% | $285K | 475 | 436 |
| Texas | 98% | $405K | 239 | 234 |
| Maryland | 92% | $285K | 218 | 197 |
| Virginia | 94% | $445K | 198 | 187 |
| Michigan | 93% | $335K | 131 | 120 |
| New York | 88% | $445K | 115 | 99 |
| Ohio | 91% | $325K | 80 | 72 |
| Florida | 91% | $425K | 70 | 63 |
| Tennessee | 96% | $395K | 68 | 65 |
| Illinois | 100% | $415K | 62 | 62 |
| North Carolina | 98% | $445K | 57 | 56 |
| Georgia | 89% | $445K | 55 | 49 |
| Indiana | 93% | $355K | 54 | 49 |
| Idaho | 100% | $475K | 46 | 46 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Mortgage Access Corp. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Morris County, NJ | Mortgage lenders | 96% | 290 | 270 |
| Camden County, NJ | Mortgage lenders | 90% | 166 | 146 |
| Burlington County, NJ | Mortgage lenders | 97% | 149 | 144 |
| Ocean County, NJ | Mortgage lenders | 89% | 144 | 126 |
| Sussex County, NJ | Mortgage lenders | 96% | 122 | 117 |
| Montgomery County, MD | Mortgage lenders | 94% | 109 | 102 |
| Middlesex County, NJ | Mortgage lenders | 94% | 107 | 100 |
| Somerset County, NJ | Mortgage lenders | 96% | 93 | 87 |
| Warren County, NJ | Mortgage lenders | 95% | 86 | 82 |
| Lehigh County, PA | Mortgage lenders | 91% | 87 | 79 |
| Northampton County, PA | Mortgage lenders | 97% | 78 | 75 |
| Hunterdon County, NJ | Mortgage lenders | 96% | 72 | 67 |
The county markets where Mortgage Access Corp. made the most loans. Each link opens that market with every lender ranked.
Questions about Mortgage Access Corp.
What is Mortgage Access Corp.'s mortgage approval rate?
Mortgage Access Corp. approved 93.6% of the 4,230 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.7 points above the 86.9% national rate for the same mix of loan types.
How often do borrowers take the loan Mortgage Access Corp. offers?
Borrowers accepted 99% of the loans Mortgage Access Corp. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Mortgage Access Corp. make?
The typical home purchase mortgage loan Mortgage Access Corp. made was $385K; across all loan types its typical loan ran from $175K to $385K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Mortgage Access Corp. lend?
Mortgage Access Corp. decided applications in 39 of the states Fat Boy Data covers, most of them in New Jersey, Pennsylvania and Texas.
Can I apply to Mortgage Access Corp. directly?
Yes. Mortgage Access Corp. reports as a direct lender that takes applications from borrowers. Its website is mortgageaccess.mymortgage-online.com.
Does this page show Mortgage Access Corp.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Mortgage Access Corp. treats applications, then get a rate quote from the lender.